Who Called From 704-723-4200?
Short answer: 704-723-4200 is a number used by Jon Barry and Associates, Inc (Jon Barry and Associates, Inc), a third-party collection agency based in Concord, NC — telephone of record on florida consumer-collection-agency registration cca0900960 (concord, nc). They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 704-723-4200?
The number 704-723-4200 is used by Jon Barry and Associates, Inc (telephone of record on florida consumer-collection-agency registration cca0900960 (concord, nc)), a third-party collection agency in Concord, NC. For the full company profile — ownership, history, and known aliases — see our complete Jon Barry and Associates, Inc guide. This page focuses on the calls coming from 704-723-4200 specifically.
About this specific number
- 📞 Number: 704-723-4200 (area code 704, ending in 4200)
- 📍 Line type: Direct-dial — resolves to the 704 area code.
- 🏢 Operator: Jon Barry and Associates, Inc, a third-party collection agency in Concord, NC.
- 🔢 Related lines: Jon Barry and Associates, Inc is documented using 1 number in our directory, so calls may also come from other digits.
704-723-4200 is a direct-dial number tied to the 704 area code, which is why the call may have appeared "local" on your caller ID even though Jon Barry and Associates, Inc operates out of Concord, NC.
Some carriers display 704-723-4200 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Jon Barry and Associates, Inc.
On your caller ID, in voicemails, or in letters, this company can also appear as: Jon Barry and Associates, Inc, Paragon Revenue Group.
Why Is Jon Barry and Associates, Inc Calling Me From 704-723-4200?
In our directory, 704-723-4200 is tracked as a telephone of record on florida consumer-collection-agency registration cca0900960 (concord, nc) for Jon Barry and Associates, Inc, which typically collects consumer accounts, retail debt. A call from 704-723-4200 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Jon Barry and Associates, Inc to collect on behalf of the original creditor.
- ✅ Jon Barry and Associates, Inc is now dialing you from 704-723-4200 and possibly other lines to reach a resolution.
Calls from 704-723-4200 often come right after a billing cycle closes. Some people report that 704-723-4200 calls once and hangs up, then tries again from a different Jon Barry and Associates, Inc line hours later. A single missed call is not proof of a valid debt. When 704-723-4200 shows up on your caller ID, it is worth checking whether the Jon Barry and Associates, Inc account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Jon Barry and Associates, Inc prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 704-723-4200 — does not prove you owe the debt, that the amount is correct, or that Jon Barry and Associates, Inc can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 704-723-4200
Anything you say to Jon Barry and Associates, Inc can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 704-723-4200 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Jon Barry and Associates, Inc.
Don't agree to a payment on the spot
A single payment to Jon Barry and Associates, Inc — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 704-723-4200.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 704-723-4200. Any legitimate Jon Barry and Associates, Inc resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 704-723-4200 caller. If it truly is your Jon Barry and Associates, Inc account, they should already have what they need and must prove it.
What To Do If 704-723-4200 Keeps Calling
Here are concrete next steps for this specific Jon Barry and Associates, Inc line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 704-723-4200 as a contact labeled "Jon Barry and Associates, Inc — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 704-723-4200 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Jon Barry and Associates, Inc identify the original creditor behind the 704-723-4200 calls and the date the debt was opened.
Your Rights When Jon Barry and Associates, Inc Calls From 704-723-4200
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Jon Barry and Associates, Inc a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Jon Barry and Associates, Inc reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 704-723-4200: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Jon Barry and Associates, Inc stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Jon Barry and Associates, Inc generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Jon Barry and Associates, Inc from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 704-723-4200
We investigate the specific Jon Barry and Associates, Inc account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Jon Barry and Associates, Inc account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Jon Barry and Associates, Inc. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
704-723-4200 — Frequently Asked Questions
Who is calling me from 704-723-4200?
704-723-4200 is a direct-dial line associated with Jon Barry and Associates, Inc (also seen as Jon Barry and Associates, Inc), a third-party collection agency headquartered in Concord, NC. The number resolves to the 704 area code. If you received a call from 704-723-4200 — often showing the last four digits 4200 on your screen — it is very likely Jon Barry and Associates, Inc attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 704-723-4200 a scam number?
Jon Barry and Associates, Inc is a real, registered company, and 704-723-4200 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Jon Barry and Associates, Inc, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 704-723-4200?
You are not legally required to answer 704-723-4200 or call Jon Barry and Associates, Inc back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Jon Barry and Associates, Inc must pause collection until it mails you proof of the debt.
Why is Jon Barry and Associates, Inc calling me about consumer accounts?
A call from 704-723-4200 usually means an original consumer accounts went unpaid and was placed with Jon Barry and Associates, Inc, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Jon Barry and Associates, Inc from calling 704-723-4200?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Jon Barry and Associates, Inc to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 704-723-4200 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Jon Barry and Associates, Inc is calling about?
Do not pay anything based on a call from 704-723-4200 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Jon Barry and Associates, Inc
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