Who Called From 714-982-5222?
Short answer: 714-982-5222 is a number used by CMRE Financial Services, Inc. (CMRE Financial Services, Inc.), a medical debt collector based in Brea, CA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2096435-dca on file, address of record in brea, ca. They are almost certainly trying to collect a debt, most often medical/healthcare debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 714-982-5222?
The number 714-982-5222 is used by CMRE Financial Services, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2096435-dca on file, address of record in brea, ca), a medical debt collector in Brea, CA. For the full company profile — ownership, history, and known aliases — see our complete CMRE Financial Services, Inc. guide. This page focuses on the calls coming from 714-982-5222 specifically.
About this specific number
- 📞 Number: 714-982-5222 (area code 714, ending in 5222)
- 📍 Line type: Direct-dial — resolves to the 714 area code.
- 🏢 Operator: CMRE Financial Services, Inc., a medical debt collector in Brea, CA.
- 🔢 Related lines: CMRE Financial Services, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
714-982-5222 is a direct-dial number tied to the 714 area code, which is why the call may have appeared "local" on your caller ID even though CMRE Financial Services, Inc. operates out of Brea, CA.
Some carriers display 714-982-5222 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from CMRE Financial Services, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: CMRE Financial Services, Inc..
Why Is CMRE Financial Services, Inc. Calling Me From 714-982-5222?
In our directory, 714-982-5222 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2096435-dca on file, address of record in brea, ca for CMRE Financial Services, Inc., which typically collects medical/healthcare debt. A call from 714-982-5222 usually happens because:
- ✅ An original account (a medical/healthcare debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with CMRE Financial Services, Inc. to collect on behalf of the original creditor.
- ✅ CMRE Financial Services, Inc. is now dialing you from 714-982-5222 and possibly other lines to reach a resolution.
Calls from 714-982-5222 often come right after a billing cycle closes. Some people report that 714-982-5222 calls once and hangs up, then tries again from a different CMRE Financial Services, Inc. line hours later. A single missed call is not proof of a valid debt. When 714-982-5222 shows up on your caller ID, it is worth checking whether the CMRE Financial Services, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make CMRE Financial Services, Inc. prove the medical/healthcare debt in writing first.
Important: a phone call — even from a real number like 714-982-5222 — does not prove you owe the debt, that the amount is correct, or that CMRE Financial Services, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 714-982-5222
Anything you say to CMRE Financial Services, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 714-982-5222 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from CMRE Financial Services, Inc..
Don't agree to a payment on the spot
A single payment to CMRE Financial Services, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 714-982-5222.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 714-982-5222. Any legitimate CMRE Financial Services, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 714-982-5222 caller. If it truly is your CMRE Financial Services, Inc. account, they should already have what they need and must prove it.
What To Do If 714-982-5222 Keeps Calling
Here are concrete next steps for this specific CMRE Financial Services, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 714-982-5222 as a contact labeled "CMRE Financial Services, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 714-982-5222 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that CMRE Financial Services, Inc. identify the original creditor behind the 714-982-5222 calls and the date the debt was opened.
Your Rights When CMRE Financial Services, Inc. Calls From 714-982-5222
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send CMRE Financial Services, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If CMRE Financial Services, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 714-982-5222: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that CMRE Financial Services, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, CMRE Financial Services, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars CMRE Financial Services, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 714-982-5222
We investigate the specific CMRE Financial Services, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the CMRE Financial Services, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to CMRE Financial Services, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
714-982-5222 — Frequently Asked Questions
Who is calling me from 714-982-5222?
714-982-5222 is a direct-dial line associated with CMRE Financial Services, Inc. (also seen as CMRE Financial Services, Inc.), a medical debt collector headquartered in Brea, CA. The number resolves to the 714 area code. If you received a call from 714-982-5222 — often showing the last four digits 5222 on your screen — it is very likely CMRE Financial Services, Inc. attempting to reach you about a debt they say you owe, most often medical/healthcare debt.
Is 714-982-5222 a scam number?
CMRE Financial Services, Inc. is a real, registered company, and 714-982-5222 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like CMRE Financial Services, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 714-982-5222?
You are not legally required to answer 714-982-5222 or call CMRE Financial Services, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, CMRE Financial Services, Inc. must pause collection until it mails you proof of the debt.
Why is CMRE Financial Services, Inc. calling me about medical/healthcare debt?
A call from 714-982-5222 usually means an original medical/healthcare debt went unpaid and was placed with CMRE Financial Services, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop CMRE Financial Services, Inc. from calling 714-982-5222?
Yes. The FDCPA lets you send a written cease-and-desist demand telling CMRE Financial Services, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 714-982-5222 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt CMRE Financial Services, Inc. is calling about?
Do not pay anything based on a call from 714-982-5222 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About CMRE Financial Services, Inc.
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