Who Called From 716-616-5000?
Short answer: 716-616-5000 is a number used by ARS Portfolio Services, LLC (ARS Portfolio Services, LLC), a debt buyer based in Williamsville, NY — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1292193-dca on file, address of record in williamsville, ny. They are almost certainly trying to collect a debt, most often charged-off consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 716-616-5000?
The number 716-616-5000 is used by ARS Portfolio Services, LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1292193-dca on file, address of record in williamsville, ny), a debt buyer in Williamsville, NY. For the full company profile — ownership, history, and known aliases — see our complete ARS Portfolio Services, LLC guide. This page focuses on the calls coming from 716-616-5000 specifically.
About this specific number
- 📞 Number: 716-616-5000 (area code 716, ending in 5000)
- 📍 Line type: Direct-dial — resolves to Buffalo, New York.
- 🏢 Operator: ARS Portfolio Services, LLC, a debt buyer in Williamsville, NY.
- 🔢 Related lines: ARS Portfolio Services, LLC is documented using 1 number in our directory, so calls may also come from other digits.
716-616-5000 is a direct-dial number tied to Buffalo, New York, which is why the call may have appeared "local" on your caller ID even though ARS Portfolio Services, LLC operates out of Williamsville, NY.
Some carriers display 716-616-5000 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from ARS Portfolio Services, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: ARS Portfolio Services, LLC.
Why Is ARS Portfolio Services, LLC Calling Me From 716-616-5000?
In our directory, 716-616-5000 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1292193-dca on file, address of record in williamsville, ny for ARS Portfolio Services, LLC, which typically collects charged-off consumer accounts. A call from 716-616-5000 usually happens because:
- ✅ An original account (a charged-off consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to ARS Portfolio Services, LLC, which now owns the debt and is trying to collect the full balance.
- ✅ ARS Portfolio Services, LLC is now dialing you from 716-616-5000 and possibly other lines to reach a resolution.
Calls from 716-616-5000 often come right after a billing cycle closes. Some people report that 716-616-5000 calls once and hangs up, then tries again from a different ARS Portfolio Services, LLC line hours later. A single missed call is not proof of a valid debt. When 716-616-5000 shows up on your caller ID, it is worth checking whether the ARS Portfolio Services, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make ARS Portfolio Services, LLC prove the charged-off consumer accounts in writing first.
Important: a phone call — even from a real number like 716-616-5000 — does not prove you owe the debt, that the amount is correct, or that ARS Portfolio Services, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 716-616-5000
Anything you say to ARS Portfolio Services, LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 716-616-5000 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from ARS Portfolio Services, LLC.
Don't agree to a payment on the spot
A single payment to ARS Portfolio Services, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 716-616-5000.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 716-616-5000. Any legitimate ARS Portfolio Services, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 716-616-5000 caller. If it truly is your ARS Portfolio Services, LLC account, they should already have what they need and must prove it.
What To Do If 716-616-5000 Keeps Calling
Here are concrete next steps for this specific ARS Portfolio Services, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 716-616-5000 as a contact labeled "ARS Portfolio Services, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 716-616-5000 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that ARS Portfolio Services, LLC identify the original creditor behind the 716-616-5000 calls and the date the debt was opened.
Your Rights When ARS Portfolio Services, LLC Calls From 716-616-5000
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send ARS Portfolio Services, LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If ARS Portfolio Services, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 716-616-5000: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that ARS Portfolio Services, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, ARS Portfolio Services, LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars ARS Portfolio Services, LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 716-616-5000
We investigate the specific ARS Portfolio Services, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the ARS Portfolio Services, LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to ARS Portfolio Services, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
716-616-5000 — Frequently Asked Questions
Who is calling me from 716-616-5000?
716-616-5000 is a direct-dial line associated with ARS Portfolio Services, LLC (also seen as ARS Portfolio Services, LLC), a debt buyer headquartered in Williamsville, NY. The number resolves to Buffalo, New York. If you received a call from 716-616-5000 — often showing the last four digits 5000 on your screen — it is very likely ARS Portfolio Services, LLC attempting to reach you about a debt they say you owe, most often charged-off consumer accounts.
Is 716-616-5000 a scam number?
ARS Portfolio Services, LLC is a real, registered company, and 716-616-5000 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like ARS Portfolio Services, LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 716-616-5000?
You are not legally required to answer 716-616-5000 or call ARS Portfolio Services, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, ARS Portfolio Services, LLC must pause collection until it mails you proof of the debt.
Why is ARS Portfolio Services, LLC calling me about charged-off consumer accounts?
A call from 716-616-5000 usually means an original charged-off consumer accounts went unpaid and was sold to ARS Portfolio Services, LLC, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop ARS Portfolio Services, LLC from calling 716-616-5000?
Yes. The FDCPA lets you send a written cease-and-desist demand telling ARS Portfolio Services, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 716-616-5000 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt ARS Portfolio Services, LLC is calling about?
Do not pay anything based on a call from 716-616-5000 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About ARS Portfolio Services, LLC
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