Who Called From 719-634-1357?
Short answer: 719-634-1357 is a number used by Credit Service Company (Credit Service Company), a medical debt collector based in Colorado Springs, CO — documented consumer line (public directory record). They are almost certainly trying to collect a debt, most often medical debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 719-634-1357?
The number 719-634-1357 is used by Credit Service Company (documented consumer line (public directory record)), a medical debt collector in Colorado Springs, CO. For the full company profile — ownership, history, and known aliases — see our complete Credit Service Company guide. This page focuses on the calls coming from 719-634-1357 specifically.
About this specific number
- 📞 Number: 719-634-1357 (area code 719, ending in 1357)
- 📍 Line type: Direct-dial — resolves to the 719 area code.
- 🏢 Operator: Credit Service Company, a medical debt collector in Colorado Springs, CO.
- 🔢 Related lines: Credit Service Company is documented using 1 number in our directory, so calls may also come from other digits.
719-634-1357 is a direct-dial number tied to the 719 area code, which is why the call may have appeared "local" on your caller ID even though Credit Service Company operates out of Colorado Springs, CO.
Some carriers display 719-634-1357 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Credit Service Company.
On your caller ID, in voicemails, or in letters, this company can also appear as: Credit Service Company.
Why Is Credit Service Company Calling Me From 719-634-1357?
In our directory, 719-634-1357 is tracked as a documented consumer line (public directory record) for Credit Service Company, which typically collects medical debt, utilities, government receivables, commercial debt. A call from 719-634-1357 usually happens because:
- ✅ An original account (a medical debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Credit Service Company to collect on behalf of the original creditor.
- ✅ Credit Service Company is now dialing you from 719-634-1357 and possibly other lines to reach a resolution.
Calls from 719-634-1357 often come right after a billing cycle closes. Some people report that 719-634-1357 calls once and hangs up, then tries again from a different Credit Service Company line hours later. A single missed call is not proof of a valid debt. When 719-634-1357 shows up on your caller ID, it is worth checking whether the Credit Service Company account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Credit Service Company prove the medical debt in writing first.
Important: a phone call — even from a real number like 719-634-1357 — does not prove you owe the debt, that the amount is correct, or that Credit Service Company can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 719-634-1357
Anything you say to Credit Service Company can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 719-634-1357 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Credit Service Company.
Don't agree to a payment on the spot
A single payment to Credit Service Company — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 719-634-1357.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 719-634-1357. Any legitimate Credit Service Company resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 719-634-1357 caller. If it truly is your Credit Service Company account, they should already have what they need and must prove it.
What To Do If 719-634-1357 Keeps Calling
Here are concrete next steps for this specific Credit Service Company line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 719-634-1357 as a contact labeled "Credit Service Company — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 719-634-1357 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Credit Service Company identify the original creditor behind the 719-634-1357 calls and the date the debt was opened.
Your Rights When Credit Service Company Calls From 719-634-1357
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Credit Service Company a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Credit Service Company reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 719-634-1357: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Credit Service Company stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Credit Service Company generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Credit Service Company from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 719-634-1357
We investigate the specific Credit Service Company account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Credit Service Company account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Credit Service Company. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
719-634-1357 — Frequently Asked Questions
Who is calling me from 719-634-1357?
719-634-1357 is a direct-dial line associated with Credit Service Company (also seen as Credit Service Company), a medical debt collector headquartered in Colorado Springs, CO. The number resolves to the 719 area code. If you received a call from 719-634-1357 — often showing the last four digits 1357 on your screen — it is very likely Credit Service Company attempting to reach you about a debt they say you owe, most often medical debt, utilities, government receivables, commercial debt.
Is 719-634-1357 a scam number?
Credit Service Company is a real, registered company, and 719-634-1357 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Credit Service Company, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 719-634-1357?
You are not legally required to answer 719-634-1357 or call Credit Service Company back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Credit Service Company must pause collection until it mails you proof of the debt.
Why is Credit Service Company calling me about medical debt?
A call from 719-634-1357 usually means an original medical debt went unpaid and was placed with Credit Service Company, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Credit Service Company from calling 719-634-1357?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Credit Service Company to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 719-634-1357 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Credit Service Company is calling about?
Do not pay anything based on a call from 719-634-1357 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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