Who Called From 757-961-3501?
Short answer: 757-961-3501 is a number used by PRA Receivables Management (PRA Receivables), a debt buyer based in Norfolk, VA — nyc department of consumer and worker protection (dcwp) debt-collection license 2134989-dcwp on file, address of record in north richland hills, tx. They are almost certainly trying to collect a debt, most often bankruptcy claims. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 757-961-3501?
The number 757-961-3501 is used by PRA Receivables Management (nyc department of consumer and worker protection (dcwp) debt-collection license 2134989-dcwp on file, address of record in north richland hills, tx), a debt buyer in Norfolk, VA. For the full company profile — ownership, history, and known aliases — see our complete PRA Receivables Management guide. This page focuses on the calls coming from 757-961-3501 specifically.
About this specific number
- 📞 Number: 757-961-3501 (area code 757, ending in 3501)
- 📍 Line type: Direct-dial — resolves to the Hampton Roads area of Virginia.
- 🏢 Operator: PRA Receivables Management, a debt buyer in Norfolk, VA.
- 🔢 Related lines: PRA Receivables Management is documented using 2 numbers in our directory, so calls may also come from other digits.
757-961-3501 is a direct-dial number tied to the Hampton Roads area of Virginia, which is why the call may have appeared "local" on your caller ID even though PRA Receivables Management operates out of Norfolk, VA.
757-961-3501 may rotate with other PRA Receivables Management lines during a single collection campaign, so blocking one number rarely stops the calls entirely.
On your caller ID, in voicemails, or in letters, this company can also appear as: PRA Receivables, PRA RM, Portfolio Recovery Receivables.
Why Is PRA Receivables Calling Me From 757-961-3501?
In our directory, 757-961-3501 is tracked as a nyc department of consumer and worker protection (dcwp) debt-collection license 2134989-dcwp on file, address of record in north richland hills, tx for PRA Receivables Management, which typically collects bankruptcy claims, credit card debt, charged-off loans. A call from 757-961-3501 usually happens because:
- ✅ An original account (a bankruptcy claims, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to PRA Receivables Management, which now owns the debt and is trying to collect the full balance.
- ✅ PRA Receivables Management is now dialing you from 757-961-3501 and possibly other lines to reach a resolution.
Calls from 757-961-3501 often come in waves over several weeks. A number of consumers say 757-961-3501 left a vague voicemail asking them to "call back regarding an important business matter" without naming PRA Receivables Management. Under the FDCPA, a collector must meaningfully disclose who it is. Text messages and emails sometimes accompany calls from 757-961-3501. Every channel PRA Receivables Management uses is bound by the same FDCPA rules, so keep copies of all of them as potential evidence. In short, a ring from 757-961-3501 is a prompt to check your rights, not to pay.
Important: a phone call — even from a real number like 757-961-3501 — does not prove you owe the debt, that the amount is correct, or that PRA Receivables Management can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 757-961-3501
Anything you say to PRA Receivables can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 757-961-3501 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from PRA Receivables Management.
Don't agree to a payment on the spot
A single payment to PRA Receivables Management — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 757-961-3501.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 757-961-3501. Any legitimate PRA Receivables Management resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 757-961-3501 caller. If it truly is your PRA Receivables Management account, they should already have what they need and must prove it.
What To Do If 757-961-3501 Keeps Calling
Here are concrete next steps for this specific PRA Receivables Management line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Send PRA Receivables Management a written debt-validation letter within 30 days of the first call from 757-961-3501 and keep the certified-mail receipt.
- 2
If 757-961-3501 calls before 8am or after 9pm your local time, note the exact timestamp; that window is off-limits under the FDCPA.
- 3
Block 757-961-3501 on your device, but remember that PRA Receivables Management may simply switch to another line — so pair blocking with a written request.
Your Rights When PRA Receivables Calls From 757-961-3501
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send PRA Receivables a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If PRA Receivables Management reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 757-961-3501: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that PRA Receivables Management stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, PRA Receivables generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars PRA Receivables from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 757-961-3501
We investigate the specific PRA Receivables Management account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the PRA Receivables account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to PRA Receivables Management. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
757-961-3501 — Frequently Asked Questions
Who is calling me from 757-961-3501?
757-961-3501 is a direct-dial line associated with PRA Receivables Management (also seen as PRA Receivables), a debt buyer headquartered in Norfolk, VA and operating since 1996. The number resolves to the Hampton Roads area of Virginia. If you received a call from 757-961-3501 — often showing the last four digits 3501 on your screen — it is very likely PRA Receivables Management attempting to reach you about a debt they say you owe, most often bankruptcy claims, credit card debt, charged-off loans.
Is 757-961-3501 a scam number?
PRA Receivables Management is a real, registered company, and 757-961-3501 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like PRA Receivables, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 757-961-3501?
You are not legally required to answer 757-961-3501 or call PRA Receivables Management back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, PRA Receivables Management must pause collection until it mails you proof of the debt.
Why is PRA Receivables Management calling me about bankruptcy claims?
A call from 757-961-3501 usually means an original bankruptcy claims went unpaid and was sold to PRA Receivables Management, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop PRA Receivables Management from calling 757-961-3501?
Yes. The FDCPA lets you send a written cease-and-desist demand telling PRA Receivables Management to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 757-961-3501 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt PRA Receivables Management is calling about?
Do not pay anything based on a call from 757-961-3501 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About PRA Receivables Management
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