Who Called From 763-783-2301?
Short answer: 763-783-2301 is a number used by Diversified Adjustment Service (DAS), a third-party collection agency based in Coon Rapids, MN — direct office line (coon rapids, mn). They are almost certainly trying to collect a debt, most often telecom debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 763-783-2301?
The number 763-783-2301 is used by Diversified Adjustment Service (direct office line (coon rapids, mn)), a third-party collection agency in Coon Rapids, MN. For the full company profile — ownership, history, and known aliases — see our complete Diversified Adjustment Service guide. This page focuses on the calls coming from 763-783-2301 specifically.
About this specific number
- 📞 Number: 763-783-2301 (area code 763, ending in 2301)
- 📍 Line type: Direct-dial — resolves to the 763 area code.
- 🏢 Operator: Diversified Adjustment Service, a third-party collection agency in Coon Rapids, MN.
- 🔢 Related lines: Diversified Adjustment Service is documented using 1 number in our directory, so calls may also come from other digits.
763-783-2301 is a direct-dial number tied to the 763 area code, which is why the call may have appeared "local" on your caller ID even though Diversified Adjustment Service operates out of Coon Rapids, MN.
Some carriers display 763-783-2301 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Diversified Adjustment Service.
On your caller ID, in voicemails, or in letters, this company can also appear as: DAS, Diversified Adjustment, Diversified Adjustment Service Inc.
Why Is DAS Calling Me From 763-783-2301?
In our directory, 763-783-2301 is tracked as a direct office line (coon rapids, mn) for Diversified Adjustment Service, which typically collects telecom debt, utility debt, financial services. A call from 763-783-2301 usually happens because:
- ✅ An original account (a telecom debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Diversified Adjustment Service to collect on behalf of the original creditor.
- ✅ Diversified Adjustment Service is now dialing you from 763-783-2301 and possibly other lines to reach a resolution.
Calls from 763-783-2301 often come right after a billing cycle closes. Some people report that 763-783-2301 calls once and hangs up, then tries again from a different Diversified Adjustment Service line hours later. A single missed call is not proof of a valid debt. When 763-783-2301 shows up on your caller ID, it is worth checking whether the Diversified Adjustment Service account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Diversified Adjustment Service prove the telecom debt in writing first.
Important: a phone call — even from a real number like 763-783-2301 — does not prove you owe the debt, that the amount is correct, or that Diversified Adjustment Service can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 763-783-2301
Anything you say to DAS can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 763-783-2301 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Diversified Adjustment Service.
Don't agree to a payment on the spot
A single payment to Diversified Adjustment Service — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 763-783-2301.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 763-783-2301. Any legitimate Diversified Adjustment Service resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 763-783-2301 caller. If it truly is your Diversified Adjustment Service account, they should already have what they need and must prove it.
What To Do If 763-783-2301 Keeps Calling
Here are concrete next steps for this specific Diversified Adjustment Service line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 763-783-2301 as a contact labeled "Diversified Adjustment Service — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 763-783-2301 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Diversified Adjustment Service identify the original creditor behind the 763-783-2301 calls and the date the debt was opened.
Your Rights When DAS Calls From 763-783-2301
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send DAS a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Diversified Adjustment Service reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 763-783-2301: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Diversified Adjustment Service stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, DAS generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars DAS from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 763-783-2301
We investigate the specific Diversified Adjustment Service account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the DAS account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Diversified Adjustment Service. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
763-783-2301 — Frequently Asked Questions
Who is calling me from 763-783-2301?
763-783-2301 is a direct-dial line associated with Diversified Adjustment Service (also seen as DAS), a third-party collection agency headquartered in Coon Rapids, MN and operating since 1962. The number resolves to the 763 area code. If you received a call from 763-783-2301 — often showing the last four digits 2301 on your screen — it is very likely Diversified Adjustment Service attempting to reach you about a debt they say you owe, most often telecom debt, utility debt, financial services.
Is 763-783-2301 a scam number?
Diversified Adjustment Service is a real, registered company, and 763-783-2301 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like DAS, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 763-783-2301?
You are not legally required to answer 763-783-2301 or call Diversified Adjustment Service back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Diversified Adjustment Service must pause collection until it mails you proof of the debt.
Why is Diversified Adjustment Service calling me about telecom debt?
A call from 763-783-2301 usually means an original telecom debt went unpaid and was placed with Diversified Adjustment Service, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Diversified Adjustment Service from calling 763-783-2301?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Diversified Adjustment Service to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 763-783-2301 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Diversified Adjustment Service is calling about?
Do not pay anything based on a call from 763-783-2301 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Diversified Adjustment Service
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