Who Called From 770-988-9055?
Short answer: 770-988-9055 is a number used by Frederick J. Hanna & Associates (Hanna), a collection law firm based in Marietta, GA — marietta, ga office line. They are almost certainly trying to collect a debt, most often credit card debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 770-988-9055?
The number 770-988-9055 is used by Frederick J. Hanna & Associates (marietta, ga office line), a collection law firm in Marietta, GA. For the full company profile — ownership, history, and known aliases — see our complete Frederick J. Hanna & Associates guide. This page focuses on the calls coming from 770-988-9055 specifically.
About this specific number
- 📞 Number: 770-988-9055 (area code 770, ending in 9055)
- 📍 Line type: Direct-dial — resolves to the 770 area code.
- 🏢 Operator: Frederick J. Hanna & Associates, a collection law firm in Marietta, GA.
- 🔢 Related lines: Frederick J. Hanna & Associates is documented using 2 numbers in our directory, so calls may also come from other digits.
770-988-9055 is a direct-dial number tied to the 770 area code, which is why the call may have appeared "local" on your caller ID even though Frederick J. Hanna & Associates operates out of Marietta, GA.
Some carriers display 770-988-9055 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Frederick J. Hanna & Associates.
On your caller ID, in voicemails, or in letters, this company can also appear as: Hanna, Frederick J Hanna, Hanna & Associates, FJH.
Why Is Hanna Calling Me From 770-988-9055?
In our directory, 770-988-9055 is tracked as a marietta, ga office line for Frederick J. Hanna & Associates, which typically collects credit card debt, auto deficiency balances, consumer loans. A call from 770-988-9055 usually happens because:
- ✅ An original account (a credit card debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Frederick J. Hanna & Associates to collect on behalf of the original creditor.
- ✅ Frederick J. Hanna & Associates is now dialing you from 770-988-9055 and possibly other lines to reach a resolution.
Calls from 770-988-9055 often come right after a billing cycle closes. Some people report that 770-988-9055 calls once and hangs up, then tries again from a different Frederick J. Hanna & Associates line hours later. A single missed call is not proof of a valid debt. When 770-988-9055 shows up on your caller ID, it is worth checking whether the Frederick J. Hanna & Associates account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Frederick J. Hanna & Associates prove the credit card debt in writing first.
Important: a phone call — even from a real number like 770-988-9055 — does not prove you owe the debt, that the amount is correct, or that Frederick J. Hanna & Associates can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 770-988-9055
Anything you say to Hanna can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 770-988-9055 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Frederick J. Hanna & Associates.
Don't agree to a payment on the spot
A single payment to Frederick J. Hanna & Associates — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 770-988-9055.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 770-988-9055. Any legitimate Frederick J. Hanna & Associates resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 770-988-9055 caller. If it truly is your Frederick J. Hanna & Associates account, they should already have what they need and must prove it.
What To Do If 770-988-9055 Keeps Calling
Here are concrete next steps for this specific Frederick J. Hanna & Associates line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 770-988-9055 as a contact labeled "Frederick J. Hanna & Associates — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 770-988-9055 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Frederick J. Hanna & Associates identify the original creditor behind the 770-988-9055 calls and the date the debt was opened.
Your Rights When Hanna Calls From 770-988-9055
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Hanna a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Frederick J. Hanna & Associates reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 770-988-9055: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Frederick J. Hanna & Associates stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Hanna generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Hanna from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 770-988-9055
We investigate the specific Frederick J. Hanna & Associates account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Hanna account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Frederick J. Hanna & Associates. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
770-988-9055 — Frequently Asked Questions
Who is calling me from 770-988-9055?
770-988-9055 is a direct-dial line associated with Frederick J. Hanna & Associates (also seen as Hanna), a collection law firm headquartered in Marietta, GA and operating since 1974. The number resolves to the 770 area code. If you received a call from 770-988-9055 — often showing the last four digits 9055 on your screen — it is very likely Frederick J. Hanna & Associates attempting to reach you about a debt they say you owe, most often credit card debt, auto deficiency balances, consumer loans.
Is 770-988-9055 a scam number?
Frederick J. Hanna & Associates is a real, registered company, and 770-988-9055 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Hanna, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 770-988-9055?
You are not legally required to answer 770-988-9055 or call Frederick J. Hanna & Associates back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Frederick J. Hanna & Associates must pause collection until it mails you proof of the debt.
Why is Frederick J. Hanna & Associates calling me about credit card debt?
A call from 770-988-9055 usually means an original credit card debt went unpaid and was placed with Frederick J. Hanna & Associates, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Frederick J. Hanna & Associates from calling 770-988-9055?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Frederick J. Hanna & Associates to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 770-988-9055 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Frederick J. Hanna & Associates is calling about?
Do not pay anything based on a call from 770-988-9055 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Frederick J. Hanna & Associates
Other phone numbers used by Frederick J. Hanna & Associates:
Local to North Carolina? We help residents statewide:
Ready to Improve Your Credit Score?
Take the first step towards financial freedom today. Schedule your free consultation with our credit repair experts.