Who Called From 800-532-0111?
Short answer: 800-532-0111 is a number used by B & B Collections Inc. (B & B Collections Inc.), a third-party collection agency based in Toms River, NJ — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1380174-dca on file, address of record in toms river, nj. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 800-532-0111?
The number 800-532-0111 is used by B & B Collections Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1380174-dca on file, address of record in toms river, nj), a third-party collection agency in Toms River, NJ. For the full company profile — ownership, history, and known aliases — see our complete B & B Collections Inc. guide. This page focuses on the calls coming from 800-532-0111 specifically.
About this specific number
- 📞 Number: 800-532-0111 (area code 800, ending in 0111)
- 📍 Line type: Toll-free — resolves to a toll-free line.
- 🏢 Operator: B & B Collections Inc., a third-party collection agency in Toms River, NJ.
- 🔢 Related lines: B & B Collections Inc. is documented using 1 number in our directory, so calls may also come from other digits.
800-532-0111 is a toll-free number, which collectors like B & B Collections Inc. use for high-volume inbound and outbound calling.
Some carriers display 800-532-0111 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from B & B Collections Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: B & B Collections Inc., BBCI.
Why Is B & B Collections Inc. Calling Me From 800-532-0111?
In our directory, 800-532-0111 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1380174-dca on file, address of record in toms river, nj for B & B Collections Inc., which typically collects consumer accounts, commercial accounts. A call from 800-532-0111 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with B & B Collections Inc. to collect on behalf of the original creditor.
- ✅ B & B Collections Inc. is now dialing you from 800-532-0111 and possibly other lines to reach a resolution.
Calls from 800-532-0111 often come right after a billing cycle closes. Some people report that 800-532-0111 calls once and hangs up, then tries again from a different B & B Collections Inc. line hours later. A single missed call is not proof of a valid debt. When 800-532-0111 shows up on your caller ID, it is worth checking whether the B & B Collections Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make B & B Collections Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 800-532-0111 — does not prove you owe the debt, that the amount is correct, or that B & B Collections Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 800-532-0111
Anything you say to B & B Collections Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 800-532-0111 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from B & B Collections Inc..
Don't agree to a payment on the spot
A single payment to B & B Collections Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 800-532-0111.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 800-532-0111. Any legitimate B & B Collections Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 800-532-0111 caller. If it truly is your B & B Collections Inc. account, they should already have what they need and must prove it.
What To Do If 800-532-0111 Keeps Calling
Here are concrete next steps for this specific B & B Collections Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 800-532-0111 as a contact labeled "B & B Collections Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 800-532-0111 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that B & B Collections Inc. identify the original creditor behind the 800-532-0111 calls and the date the debt was opened.
Your Rights When B & B Collections Inc. Calls From 800-532-0111
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send B & B Collections Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If B & B Collections Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 800-532-0111: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that B & B Collections Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, B & B Collections Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars B & B Collections Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 800-532-0111
We investigate the specific B & B Collections Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the B & B Collections Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to B & B Collections Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
800-532-0111 — Frequently Asked Questions
Who is calling me from 800-532-0111?
800-532-0111 is a toll-free line associated with B & B Collections Inc. (also seen as B & B Collections Inc.), a third-party collection agency headquartered in Toms River, NJ. The number resolves to a toll-free line. If you received a call from 800-532-0111 — often showing the last four digits 0111 on your screen — it is very likely B & B Collections Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, commercial accounts.
Is 800-532-0111 a scam number?
B & B Collections Inc. is a real, registered company, and 800-532-0111 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like B & B Collections Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 800-532-0111?
You are not legally required to answer 800-532-0111 or call B & B Collections Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, B & B Collections Inc. must pause collection until it mails you proof of the debt.
Why is B & B Collections Inc. calling me about consumer accounts?
A call from 800-532-0111 usually means an original consumer accounts went unpaid and was placed with B & B Collections Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop B & B Collections Inc. from calling 800-532-0111?
Yes. The FDCPA lets you send a written cease-and-desist demand telling B & B Collections Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 800-532-0111 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt B & B Collections Inc. is calling about?
Do not pay anything based on a call from 800-532-0111 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About B & B Collections Inc.
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