Who Called From 801-204-9900?
Short answer: 801-204-9900 is a number used by Stellar Recovery (Stellar Recovery Inc), a third-party collection agency based in Kalispell, MT — documented consumer line (public directory record). They are almost certainly trying to collect a debt, most often telecom debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 801-204-9900?
The number 801-204-9900 is used by Stellar Recovery (documented consumer line (public directory record)), a third-party collection agency in Kalispell, MT. For the full company profile — ownership, history, and known aliases — see our complete Stellar Recovery guide. This page focuses on the calls coming from 801-204-9900 specifically.
About this specific number
- 📞 Number: 801-204-9900 (area code 801, ending in 9900)
- 📍 Line type: Direct-dial — resolves to the 801 area code.
- 🏢 Operator: Stellar Recovery, a third-party collection agency in Kalispell, MT.
- 🔢 Related lines: Stellar Recovery is documented using 2 numbers in our directory, so calls may also come from other digits.
801-204-9900 is a direct-dial number tied to the 801 area code, which is why the call may have appeared "local" on your caller ID even though Stellar Recovery operates out of Kalispell, MT.
Some carriers display 801-204-9900 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Stellar Recovery.
On your caller ID, in voicemails, or in letters, this company can also appear as: Stellar Recovery Inc, SRI.
Why Is Stellar Recovery Inc Calling Me From 801-204-9900?
In our directory, 801-204-9900 is tracked as a documented consumer line (public directory record) for Stellar Recovery, which typically collects telecom debt, cable & internet. A call from 801-204-9900 usually happens because:
- ✅ An original account (a telecom debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Stellar Recovery to collect on behalf of the original creditor.
- ✅ Stellar Recovery is now dialing you from 801-204-9900 and possibly other lines to reach a resolution.
Calls from 801-204-9900 often come right after a billing cycle closes. Some people report that 801-204-9900 calls once and hangs up, then tries again from a different Stellar Recovery line hours later. A single missed call is not proof of a valid debt. When 801-204-9900 shows up on your caller ID, it is worth checking whether the Stellar Recovery account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Stellar Recovery prove the telecom debt in writing first.
Important: a phone call — even from a real number like 801-204-9900 — does not prove you owe the debt, that the amount is correct, or that Stellar Recovery can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 801-204-9900
Anything you say to Stellar Recovery Inc can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 801-204-9900 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Stellar Recovery.
Don't agree to a payment on the spot
A single payment to Stellar Recovery — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 801-204-9900.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 801-204-9900. Any legitimate Stellar Recovery resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 801-204-9900 caller. If it truly is your Stellar Recovery account, they should already have what they need and must prove it.
What To Do If 801-204-9900 Keeps Calling
Here are concrete next steps for this specific Stellar Recovery line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 801-204-9900 as a contact labeled "Stellar Recovery — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 801-204-9900 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Stellar Recovery identify the original creditor behind the 801-204-9900 calls and the date the debt was opened.
Your Rights When Stellar Recovery Inc Calls From 801-204-9900
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Stellar Recovery Inc a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Stellar Recovery reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 801-204-9900: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Stellar Recovery stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Stellar Recovery Inc generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Stellar Recovery Inc from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 801-204-9900
We investigate the specific Stellar Recovery account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Stellar Recovery Inc account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Stellar Recovery. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
801-204-9900 — Frequently Asked Questions
Who is calling me from 801-204-9900?
801-204-9900 is a direct-dial line associated with Stellar Recovery (also seen as Stellar Recovery Inc), a third-party collection agency headquartered in Kalispell, MT and operating since 2005. The number resolves to the 801 area code. If you received a call from 801-204-9900 — often showing the last four digits 9900 on your screen — it is very likely Stellar Recovery attempting to reach you about a debt they say you owe, most often telecom debt, cable & internet.
Is 801-204-9900 a scam number?
Stellar Recovery is a real, registered company, and 801-204-9900 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Stellar Recovery Inc, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 801-204-9900?
You are not legally required to answer 801-204-9900 or call Stellar Recovery back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Stellar Recovery must pause collection until it mails you proof of the debt.
Why is Stellar Recovery calling me about telecom debt?
A call from 801-204-9900 usually means an original telecom debt went unpaid and was placed with Stellar Recovery, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Stellar Recovery from calling 801-204-9900?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Stellar Recovery to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 801-204-9900 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Stellar Recovery is calling about?
Do not pay anything based on a call from 801-204-9900 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Stellar Recovery
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