Who Called From 801-293-2564?
Short answer: 801-293-2564 is a number used by Select Portfolio Servicing, Inc. (Select Portfolio Servicing, Inc.), a third-party collection agency based in Salt Lake City, UT — telephone of record on florida consumer-collection-agency registration cca0800374 (west valley city, ut). They are almost certainly trying to collect a debt, most often mortgage debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 801-293-2564?
The number 801-293-2564 is used by Select Portfolio Servicing, Inc. (telephone of record on florida consumer-collection-agency registration cca0800374 (west valley city, ut)), a third-party collection agency in Salt Lake City, UT. For the full company profile — ownership, history, and known aliases — see our complete Select Portfolio Servicing, Inc. guide. This page focuses on the calls coming from 801-293-2564 specifically.
About this specific number
- 📞 Number: 801-293-2564 (area code 801, ending in 2564)
- 📍 Line type: Direct-dial — resolves to the Salt Lake City area of Utah.
- 🏢 Operator: Select Portfolio Servicing, Inc., a third-party collection agency in Salt Lake City, UT.
- 🔢 Related lines: Select Portfolio Servicing, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
801-293-2564 is a direct-dial number tied to the Salt Lake City area of Utah, which is why the call may have appeared "local" on your caller ID even though Select Portfolio Servicing, Inc. operates out of Salt Lake City, UT.
Some carriers display 801-293-2564 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Select Portfolio Servicing, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Select Portfolio Servicing, Inc..
Why Is Select Portfolio Servicing, Inc. Calling Me From 801-293-2564?
In our directory, 801-293-2564 is tracked as a telephone of record on florida consumer-collection-agency registration cca0800374 (west valley city, ut) for Select Portfolio Servicing, Inc., which typically collects mortgage debt. A call from 801-293-2564 usually happens because:
- ✅ An original account (a mortgage debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Select Portfolio Servicing, Inc. to collect on behalf of the original creditor.
- ✅ Select Portfolio Servicing, Inc. is now dialing you from 801-293-2564 and possibly other lines to reach a resolution.
Calls from 801-293-2564 often come right after a billing cycle closes. Some people report that 801-293-2564 calls once and hangs up, then tries again from a different Select Portfolio Servicing, Inc. line hours later. A single missed call is not proof of a valid debt. When 801-293-2564 shows up on your caller ID, it is worth checking whether the Select Portfolio Servicing, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Select Portfolio Servicing, Inc. prove the mortgage debt in writing first.
Important: a phone call — even from a real number like 801-293-2564 — does not prove you owe the debt, that the amount is correct, or that Select Portfolio Servicing, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 801-293-2564
Anything you say to Select Portfolio Servicing, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 801-293-2564 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Select Portfolio Servicing, Inc..
Don't agree to a payment on the spot
A single payment to Select Portfolio Servicing, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 801-293-2564.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 801-293-2564. Any legitimate Select Portfolio Servicing, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 801-293-2564 caller. If it truly is your Select Portfolio Servicing, Inc. account, they should already have what they need and must prove it.
What To Do If 801-293-2564 Keeps Calling
Here are concrete next steps for this specific Select Portfolio Servicing, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 801-293-2564 as a contact labeled "Select Portfolio Servicing, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 801-293-2564 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Select Portfolio Servicing, Inc. identify the original creditor behind the 801-293-2564 calls and the date the debt was opened.
Your Rights When Select Portfolio Servicing, Inc. Calls From 801-293-2564
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Select Portfolio Servicing, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Select Portfolio Servicing, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 801-293-2564: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Select Portfolio Servicing, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Select Portfolio Servicing, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Select Portfolio Servicing, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 801-293-2564
We investigate the specific Select Portfolio Servicing, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Select Portfolio Servicing, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Select Portfolio Servicing, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
801-293-2564 — Frequently Asked Questions
Who is calling me from 801-293-2564?
801-293-2564 is a direct-dial line associated with Select Portfolio Servicing, Inc. (also seen as Select Portfolio Servicing, Inc.), a third-party collection agency headquartered in Salt Lake City, UT. The number resolves to the Salt Lake City area of Utah. If you received a call from 801-293-2564 — often showing the last four digits 2564 on your screen — it is very likely Select Portfolio Servicing, Inc. attempting to reach you about a debt they say you owe, most often mortgage debt.
Is 801-293-2564 a scam number?
Select Portfolio Servicing, Inc. is a real, registered company, and 801-293-2564 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Select Portfolio Servicing, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 801-293-2564?
You are not legally required to answer 801-293-2564 or call Select Portfolio Servicing, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Select Portfolio Servicing, Inc. must pause collection until it mails you proof of the debt.
Why is Select Portfolio Servicing, Inc. calling me about mortgage debt?
A call from 801-293-2564 usually means an original mortgage debt went unpaid and was placed with Select Portfolio Servicing, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Select Portfolio Servicing, Inc. from calling 801-293-2564?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Select Portfolio Servicing, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 801-293-2564 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Select Portfolio Servicing, Inc. is calling about?
Do not pay anything based on a call from 801-293-2564 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Select Portfolio Servicing, Inc.
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