Who Called From 801-364-0777?
Short answer: 801-364-0777 is a number used by N.A.R., Inc. (NAR Inc), a third-party collection agency based in Bingham Farms, MI — nyc department of consumer and worker protection (dcwp) debt-collection license 2119319-dcwp on file, address of record in west valley city, ut. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 801-364-0777?
The number 801-364-0777 is used by N.A.R., Inc. (nyc department of consumer and worker protection (dcwp) debt-collection license 2119319-dcwp on file, address of record in west valley city, ut), a third-party collection agency in Bingham Farms, MI. For the full company profile — ownership, history, and known aliases — see our complete N.A.R., Inc. guide. This page focuses on the calls coming from 801-364-0777 specifically.
About this specific number
- 📞 Number: 801-364-0777 (area code 801, ending in 0777)
- 📍 Line type: Direct-dial — resolves to the 801 area code.
- 🏢 Operator: N.A.R., Inc., a third-party collection agency in Bingham Farms, MI.
- 🔢 Related lines: N.A.R., Inc. is documented using 1 number in our directory, so calls may also come from other digits.
801-364-0777 is a direct-dial number tied to the 801 area code, which is why the call may have appeared "local" on your caller ID even though N.A.R., Inc. operates out of Bingham Farms, MI.
Some carriers display 801-364-0777 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from N.A.R., Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: NAR Inc, National Asset Recovery.
Why Is NAR Inc Calling Me From 801-364-0777?
In our directory, 801-364-0777 is tracked as a nyc department of consumer and worker protection (dcwp) debt-collection license 2119319-dcwp on file, address of record in west valley city, ut for N.A.R., Inc., which typically collects consumer accounts, retail debt. A call from 801-364-0777 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with N.A.R., Inc. to collect on behalf of the original creditor.
- ✅ N.A.R., Inc. is now dialing you from 801-364-0777 and possibly other lines to reach a resolution.
Calls from 801-364-0777 often come right after a billing cycle closes. Some people report that 801-364-0777 calls once and hangs up, then tries again from a different N.A.R., Inc. line hours later. A single missed call is not proof of a valid debt. When 801-364-0777 shows up on your caller ID, it is worth checking whether the N.A.R., Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make N.A.R., Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 801-364-0777 — does not prove you owe the debt, that the amount is correct, or that N.A.R., Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 801-364-0777
Anything you say to NAR Inc can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 801-364-0777 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from N.A.R., Inc..
Don't agree to a payment on the spot
A single payment to N.A.R., Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 801-364-0777.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 801-364-0777. Any legitimate N.A.R., Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 801-364-0777 caller. If it truly is your N.A.R., Inc. account, they should already have what they need and must prove it.
What To Do If 801-364-0777 Keeps Calling
Here are concrete next steps for this specific N.A.R., Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 801-364-0777 as a contact labeled "N.A.R., Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 801-364-0777 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that N.A.R., Inc. identify the original creditor behind the 801-364-0777 calls and the date the debt was opened.
Your Rights When NAR Inc Calls From 801-364-0777
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send NAR Inc a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If N.A.R., Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 801-364-0777: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that N.A.R., Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, NAR Inc generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars NAR Inc from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 801-364-0777
We investigate the specific N.A.R., Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the NAR Inc account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to N.A.R., Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
801-364-0777 — Frequently Asked Questions
Who is calling me from 801-364-0777?
801-364-0777 is a direct-dial line associated with N.A.R., Inc. (also seen as NAR Inc), a third-party collection agency headquartered in Bingham Farms, MI. The number resolves to the 801 area code. If you received a call from 801-364-0777 — often showing the last four digits 0777 on your screen — it is very likely N.A.R., Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 801-364-0777 a scam number?
N.A.R., Inc. is a real, registered company, and 801-364-0777 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like NAR Inc, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 801-364-0777?
You are not legally required to answer 801-364-0777 or call N.A.R., Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, N.A.R., Inc. must pause collection until it mails you proof of the debt.
Why is N.A.R., Inc. calling me about consumer accounts?
A call from 801-364-0777 usually means an original consumer accounts went unpaid and was placed with N.A.R., Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop N.A.R., Inc. from calling 801-364-0777?
Yes. The FDCPA lets you send a written cease-and-desist demand telling N.A.R., Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 801-364-0777 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt N.A.R., Inc. is calling about?
Do not pay anything based on a call from 801-364-0777 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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