Who Called From 804-353-9300?
Short answer: 804-353-9300 is a number used by Receivables Management Services (RMS), a third-party collection agency based in Jacksonville, FL — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2088605-dca on file, address of record in midlothian, va. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 804-353-9300?
The number 804-353-9300 is used by Receivables Management Services (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2088605-dca on file, address of record in midlothian, va), a third-party collection agency in Jacksonville, FL. For the full company profile — ownership, history, and known aliases — see our complete Receivables Management Services guide. This page focuses on the calls coming from 804-353-9300 specifically.
About this specific number
- 📞 Number: 804-353-9300 (area code 804, ending in 9300)
- 📍 Line type: Direct-dial — resolves to the 804 area code.
- 🏢 Operator: Receivables Management Services, a third-party collection agency in Jacksonville, FL.
- 🔢 Related lines: Receivables Management Services is documented using 1 number in our directory, so calls may also come from other digits.
804-353-9300 is a direct-dial number tied to the 804 area code, which is why the call may have appeared "local" on your caller ID even though Receivables Management Services operates out of Jacksonville, FL.
Some carriers display 804-353-9300 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Receivables Management Services.
On your caller ID, in voicemails, or in letters, this company can also appear as: RMS, Receivables Mgmt Services, RMS Corp.
Why Is RMS Calling Me From 804-353-9300?
In our directory, 804-353-9300 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2088605-dca on file, address of record in midlothian, va for Receivables Management Services, which typically collects consumer accounts, retail accounts, financial services. A call from 804-353-9300 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Receivables Management Services to collect on behalf of the original creditor.
- ✅ Receivables Management Services is now dialing you from 804-353-9300 and possibly other lines to reach a resolution.
Calls from 804-353-9300 often come right after a billing cycle closes. Some people report that 804-353-9300 calls once and hangs up, then tries again from a different Receivables Management Services line hours later. A single missed call is not proof of a valid debt. When 804-353-9300 shows up on your caller ID, it is worth checking whether the Receivables Management Services account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Receivables Management Services prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 804-353-9300 — does not prove you owe the debt, that the amount is correct, or that Receivables Management Services can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 804-353-9300
Anything you say to RMS can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 804-353-9300 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Receivables Management Services.
Don't agree to a payment on the spot
A single payment to Receivables Management Services — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 804-353-9300.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 804-353-9300. Any legitimate Receivables Management Services resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 804-353-9300 caller. If it truly is your Receivables Management Services account, they should already have what they need and must prove it.
What To Do If 804-353-9300 Keeps Calling
Here are concrete next steps for this specific Receivables Management Services line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 804-353-9300 as a contact labeled "Receivables Management Services — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 804-353-9300 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Receivables Management Services identify the original creditor behind the 804-353-9300 calls and the date the debt was opened.
Your Rights When RMS Calls From 804-353-9300
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send RMS a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Receivables Management Services reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 804-353-9300: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Receivables Management Services stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, RMS generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars RMS from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 804-353-9300
We investigate the specific Receivables Management Services account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the RMS account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Receivables Management Services. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
804-353-9300 — Frequently Asked Questions
Who is calling me from 804-353-9300?
804-353-9300 is a direct-dial line associated with Receivables Management Services (also seen as RMS), a third-party collection agency headquartered in Jacksonville, FL. The number resolves to the 804 area code. If you received a call from 804-353-9300 — often showing the last four digits 9300 on your screen — it is very likely Receivables Management Services attempting to reach you about a debt they say you owe, most often consumer accounts, retail accounts, financial services.
Is 804-353-9300 a scam number?
Receivables Management Services is a real, registered company, and 804-353-9300 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like RMS, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 804-353-9300?
You are not legally required to answer 804-353-9300 or call Receivables Management Services back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Receivables Management Services must pause collection until it mails you proof of the debt.
Why is Receivables Management Services calling me about consumer accounts?
A call from 804-353-9300 usually means an original consumer accounts went unpaid and was placed with Receivables Management Services, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Receivables Management Services from calling 804-353-9300?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Receivables Management Services to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 804-353-9300 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Receivables Management Services is calling about?
Do not pay anything based on a call from 804-353-9300 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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