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Debt Collector Caller ID · Third-Party Collection Agency

Who Called From 813-283-4603?

Short answer: 813-283-4603 is a number used by Resident Advocate, LLC (Resident Advocate, LLC), a third-party collection agency based in Tampa, FLnyc department of consumer affairs (predecessor to dcwp) debt-collection license 2098804-dca on file, address of record in tampa, fl. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.

Number813-283-4603
Belongs ToResident Advocate, LLC
TypeThird-Party Collection Agency
HeadquartersTampa, FL

Whose Number Is 813-283-4603?

The number 813-283-4603 is used by Resident Advocate, LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2098804-dca on file, address of record in tampa, fl), a third-party collection agency in Tampa, FL. For the full company profile — ownership, history, and known aliases — see our complete Resident Advocate, LLC guide. This page focuses on the calls coming from 813-283-4603 specifically.

About this specific number

  • 📞 Number: 813-283-4603 (area code 813, ending in 4603)
  • 📍 Line type: Direct-dial — resolves to Tampa, Florida.
  • 🏢 Operator: Resident Advocate, LLC, a third-party collection agency in Tampa, FL.
  • 🔢 Related lines: Resident Advocate, LLC is documented using 1 number in our directory, so calls may also come from other digits.

813-283-4603 is a direct-dial number tied to Tampa, Florida, which is why the call may have appeared "local" on your caller ID even though Resident Advocate, LLC operates out of Tampa, FL.

Some carriers display 813-283-4603 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Resident Advocate, LLC.

On your caller ID, in voicemails, or in letters, this company can also appear as: Resident Advocate, LLC.

Why Is Resident Advocate, LLC Calling Me From 813-283-4603?

In our directory, 813-283-4603 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2098804-dca on file, address of record in tampa, fl for Resident Advocate, LLC, which typically collects consumer accounts, retail debt. A call from 813-283-4603 usually happens because:

  • ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
  • ✅ The account was placed with Resident Advocate, LLC to collect on behalf of the original creditor.
  • Resident Advocate, LLC is now dialing you from 813-283-4603 and possibly other lines to reach a resolution.

Calls from 813-283-4603 often come right after a billing cycle closes. Some people report that 813-283-4603 calls once and hangs up, then tries again from a different Resident Advocate, LLC line hours later. A single missed call is not proof of a valid debt. When 813-283-4603 shows up on your caller ID, it is worth checking whether the Resident Advocate, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Resident Advocate, LLC prove the consumer accounts in writing first.

Important: a phone call — even from a real number like 813-283-4603 — does not prove you owe the debt, that the amount is correct, or that Resident Advocate, LLC can legally collect it. That is exactly why your validation rights matter.

What NOT to Say If You Answer 813-283-4603

Anything you say to Resident Advocate, LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.

Don't admit the debt is yours

When 813-283-4603 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Resident Advocate, LLC.

Don't agree to a payment on the spot

A single payment to Resident Advocate, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 813-283-4603.

Don't give bank or card details

Do not read out your bank account, debit, or credit card number to anyone calling from 813-283-4603. Any legitimate Resident Advocate, LLC resolution can be handled in writing after validation.

Don't confirm personal information

Avoid confirming your SSN, date of birth, employer, or address to the 813-283-4603 caller. If it truly is your Resident Advocate, LLC account, they should already have what they need and must prove it.

What To Do If 813-283-4603 Keeps Calling

Here are concrete next steps for this specific Resident Advocate, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.

  1. 1

    Save 813-283-4603 as a contact labeled "Resident Advocate, LLC — do not answer" so you can screen future calls with confidence.

  2. 2

    Do not return the call to 813-283-4603 until you have the account details in writing — a call-back can be treated as engagement.

  3. 3

    Ask, in writing, that Resident Advocate, LLC identify the original creditor behind the 813-283-4603 calls and the date the debt was opened.

Your Rights When Resident Advocate, LLC Calls From 813-283-4603

The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.

1. Demand Debt Validation (FDCPA §809)

Within 30 days of first contact, send Resident Advocate, LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.

2. Dispute With the Bureaus (FCRA §611)

If Resident Advocate, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.

3. Log the Calls

Write down every call from 813-283-4603: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.

4. Send a Cease-and-Desist

You can demand in writing that Resident Advocate, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.

5. Check the Statute of Limitations

Every state limits how long a collector can sue on a debt. If the debt is time-barred, Resident Advocate, LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.

6. Know the Anti-Harassment Rules

The FDCPA bars Resident Advocate, LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.

How Crowned Credit Helps With Calls From 813-283-4603

We investigate the specific Resident Advocate, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.

01

Review & Validate

We pull all three bureau reports, find every error tied to the Resident Advocate, LLC account, and demand full debt validation.

02

Dispute & Escalate

Hand-packed disputes go to the bureaus and to Resident Advocate, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.

03

Track & Build

We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.

Start With a Free Assessment →

Or call us directly at 336-310-0090. Results vary based on your individual credit profile.

813-283-4603 — Frequently Asked Questions

Who is calling me from 813-283-4603?

813-283-4603 is a direct-dial line associated with Resident Advocate, LLC (also seen as Resident Advocate, LLC), a third-party collection agency headquartered in Tampa, FL. The number resolves to Tampa, Florida. If you received a call from 813-283-4603 — often showing the last four digits 4603 on your screen — it is very likely Resident Advocate, LLC attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.

Is 813-283-4603 a scam number?

Resident Advocate, LLC is a real, registered company, and 813-283-4603 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Resident Advocate, LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.

Do I have to answer or call back 813-283-4603?

You are not legally required to answer 813-283-4603 or call Resident Advocate, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Resident Advocate, LLC must pause collection until it mails you proof of the debt.

Why is Resident Advocate, LLC calling me about consumer accounts?

A call from 813-283-4603 usually means an original consumer accounts went unpaid and was placed with Resident Advocate, LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.

Can I stop Resident Advocate, LLC from calling 813-283-4603?

Yes. The FDCPA lets you send a written cease-and-desist demand telling Resident Advocate, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 813-283-4603 and any related lines must stop. This is a useful way to end harassment while you build your dispute.

Should I pay the debt Resident Advocate, LLC is calling about?

Do not pay anything based on a call from 813-283-4603 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.

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Crowned Credit is a service of Crowned Advisors Inc. This page is for general educational purposes and is not legal advice. Resident Advocate, LLC is an independent company and is not affiliated with or endorsed by Crowned Credit; the phone number 813-283-4603 and all company names and trademarks belong to their respective owners. Results vary based on individual credit profiles. We do not promise specific score increases or the deletion of accurate, current, and verifiable information.