Who Called From 815-895-8963?
Short answer: 815-895-8963 is a number used by Rozlin Financial Group, Inc. (Rozlin Financial Group, Inc.), a third-party collection agency based in Sycamore, IL — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2090936-dca on file, address of record in sycamore, il. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 815-895-8963?
The number 815-895-8963 is used by Rozlin Financial Group, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2090936-dca on file, address of record in sycamore, il), a third-party collection agency in Sycamore, IL. For the full company profile — ownership, history, and known aliases — see our complete Rozlin Financial Group, Inc. guide. This page focuses on the calls coming from 815-895-8963 specifically.
About this specific number
- 📞 Number: 815-895-8963 (area code 815, ending in 8963)
- 📍 Line type: Direct-dial — resolves to the 815 area code.
- 🏢 Operator: Rozlin Financial Group, Inc., a third-party collection agency in Sycamore, IL.
- 🔢 Related lines: Rozlin Financial Group, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
815-895-8963 is a direct-dial number tied to the 815 area code, which is why the call may have appeared "local" on your caller ID even though Rozlin Financial Group, Inc. operates out of Sycamore, IL.
Some carriers display 815-895-8963 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Rozlin Financial Group, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Rozlin Financial Group, Inc..
Why Is Rozlin Financial Group, Inc. Calling Me From 815-895-8963?
In our directory, 815-895-8963 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2090936-dca on file, address of record in sycamore, il for Rozlin Financial Group, Inc., which typically collects consumer accounts, retail debt. A call from 815-895-8963 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Rozlin Financial Group, Inc. to collect on behalf of the original creditor.
- ✅ Rozlin Financial Group, Inc. is now dialing you from 815-895-8963 and possibly other lines to reach a resolution.
Calls from 815-895-8963 often come right after a billing cycle closes. Some people report that 815-895-8963 calls once and hangs up, then tries again from a different Rozlin Financial Group, Inc. line hours later. A single missed call is not proof of a valid debt. When 815-895-8963 shows up on your caller ID, it is worth checking whether the Rozlin Financial Group, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Rozlin Financial Group, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 815-895-8963 — does not prove you owe the debt, that the amount is correct, or that Rozlin Financial Group, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 815-895-8963
Anything you say to Rozlin Financial Group, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 815-895-8963 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Rozlin Financial Group, Inc..
Don't agree to a payment on the spot
A single payment to Rozlin Financial Group, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 815-895-8963.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 815-895-8963. Any legitimate Rozlin Financial Group, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 815-895-8963 caller. If it truly is your Rozlin Financial Group, Inc. account, they should already have what they need and must prove it.
What To Do If 815-895-8963 Keeps Calling
Here are concrete next steps for this specific Rozlin Financial Group, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 815-895-8963 as a contact labeled "Rozlin Financial Group, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 815-895-8963 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Rozlin Financial Group, Inc. identify the original creditor behind the 815-895-8963 calls and the date the debt was opened.
Your Rights When Rozlin Financial Group, Inc. Calls From 815-895-8963
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Rozlin Financial Group, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Rozlin Financial Group, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 815-895-8963: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Rozlin Financial Group, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Rozlin Financial Group, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Rozlin Financial Group, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 815-895-8963
We investigate the specific Rozlin Financial Group, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Rozlin Financial Group, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Rozlin Financial Group, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
815-895-8963 — Frequently Asked Questions
Who is calling me from 815-895-8963?
815-895-8963 is a direct-dial line associated with Rozlin Financial Group, Inc. (also seen as Rozlin Financial Group, Inc.), a third-party collection agency headquartered in Sycamore, IL. The number resolves to the 815 area code. If you received a call from 815-895-8963 — often showing the last four digits 8963 on your screen — it is very likely Rozlin Financial Group, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 815-895-8963 a scam number?
Rozlin Financial Group, Inc. is a real, registered company, and 815-895-8963 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Rozlin Financial Group, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 815-895-8963?
You are not legally required to answer 815-895-8963 or call Rozlin Financial Group, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Rozlin Financial Group, Inc. must pause collection until it mails you proof of the debt.
Why is Rozlin Financial Group, Inc. calling me about consumer accounts?
A call from 815-895-8963 usually means an original consumer accounts went unpaid and was placed with Rozlin Financial Group, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Rozlin Financial Group, Inc. from calling 815-895-8963?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Rozlin Financial Group, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 815-895-8963 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Rozlin Financial Group, Inc. is calling about?
Do not pay anything based on a call from 815-895-8963 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Rozlin Financial Group, Inc.
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