Who Called From 816-671-2078?
Short answer: 816-671-2078 is a number used by Systems & Services Technologies, Inc. (Systems & Services Technologies, Inc.), a third-party collection agency based in Wilmington, DE — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2093334-dca on file, address of record in montreal. They are almost certainly trying to collect a debt, most often retail store-card debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 816-671-2078?
The number 816-671-2078 is used by Systems & Services Technologies, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2093334-dca on file, address of record in montreal), a third-party collection agency in Wilmington, DE. For the full company profile — ownership, history, and known aliases — see our complete Systems & Services Technologies, Inc. guide. This page focuses on the calls coming from 816-671-2078 specifically.
About this specific number
- 📞 Number: 816-671-2078 (area code 816, ending in 2078)
- 📍 Line type: Direct-dial — resolves to the 816 area code.
- 🏢 Operator: Systems & Services Technologies, Inc., a third-party collection agency in Wilmington, DE.
- 🔢 Related lines: Systems & Services Technologies, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
816-671-2078 is a direct-dial number tied to the 816 area code, which is why the call may have appeared "local" on your caller ID even though Systems & Services Technologies, Inc. operates out of Wilmington, DE.
Some carriers display 816-671-2078 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Systems & Services Technologies, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Systems & Services Technologies, Inc..
Why Is Systems & Services Technologies, Inc. Calling Me From 816-671-2078?
In our directory, 816-671-2078 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2093334-dca on file, address of record in montreal for Systems & Services Technologies, Inc., which typically collects retail store-card debt. A call from 816-671-2078 usually happens because:
- ✅ An original account (a retail store-card debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Systems & Services Technologies, Inc. to collect on behalf of the original creditor.
- ✅ Systems & Services Technologies, Inc. is now dialing you from 816-671-2078 and possibly other lines to reach a resolution.
Calls from 816-671-2078 often come right after a billing cycle closes. Some people report that 816-671-2078 calls once and hangs up, then tries again from a different Systems & Services Technologies, Inc. line hours later. A single missed call is not proof of a valid debt. When 816-671-2078 shows up on your caller ID, it is worth checking whether the Systems & Services Technologies, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Systems & Services Technologies, Inc. prove the retail store-card debt in writing first.
Important: a phone call — even from a real number like 816-671-2078 — does not prove you owe the debt, that the amount is correct, or that Systems & Services Technologies, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 816-671-2078
Anything you say to Systems & Services Technologies, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 816-671-2078 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Systems & Services Technologies, Inc..
Don't agree to a payment on the spot
A single payment to Systems & Services Technologies, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 816-671-2078.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 816-671-2078. Any legitimate Systems & Services Technologies, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 816-671-2078 caller. If it truly is your Systems & Services Technologies, Inc. account, they should already have what they need and must prove it.
What To Do If 816-671-2078 Keeps Calling
Here are concrete next steps for this specific Systems & Services Technologies, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 816-671-2078 as a contact labeled "Systems & Services Technologies, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 816-671-2078 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Systems & Services Technologies, Inc. identify the original creditor behind the 816-671-2078 calls and the date the debt was opened.
Your Rights When Systems & Services Technologies, Inc. Calls From 816-671-2078
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Systems & Services Technologies, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Systems & Services Technologies, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 816-671-2078: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Systems & Services Technologies, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Systems & Services Technologies, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Systems & Services Technologies, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 816-671-2078
We investigate the specific Systems & Services Technologies, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Systems & Services Technologies, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Systems & Services Technologies, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
816-671-2078 — Frequently Asked Questions
Who is calling me from 816-671-2078?
816-671-2078 is a direct-dial line associated with Systems & Services Technologies, Inc. (also seen as Systems & Services Technologies, Inc.), a third-party collection agency headquartered in Wilmington, DE. The number resolves to the 816 area code. If you received a call from 816-671-2078 — often showing the last four digits 2078 on your screen — it is very likely Systems & Services Technologies, Inc. attempting to reach you about a debt they say you owe, most often retail store-card debt.
Is 816-671-2078 a scam number?
Systems & Services Technologies, Inc. is a real, registered company, and 816-671-2078 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Systems & Services Technologies, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 816-671-2078?
You are not legally required to answer 816-671-2078 or call Systems & Services Technologies, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Systems & Services Technologies, Inc. must pause collection until it mails you proof of the debt.
Why is Systems & Services Technologies, Inc. calling me about retail store-card debt?
A call from 816-671-2078 usually means an original retail store-card debt went unpaid and was placed with Systems & Services Technologies, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Systems & Services Technologies, Inc. from calling 816-671-2078?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Systems & Services Technologies, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 816-671-2078 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Systems & Services Technologies, Inc. is calling about?
Do not pay anything based on a call from 816-671-2078 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Systems & Services Technologies, Inc.
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