Who Called From 818-907-5770?
Short answer: 818-907-5770 is a number used by North American Collectors, Inc. (North American Collectors, Inc.), a third-party collection agency based in Encino, California — florida consumer-collection-agency registration cca9902013, first approved 2010, records this line as the firm's telephone of record (encino, ca). They are almost certainly trying to collect a debt, most often student account balances. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 818-907-5770?
The number 818-907-5770 is used by North American Collectors, Inc. (florida consumer-collection-agency registration cca9902013, first approved 2010, records this line as the firm's telephone of record (encino, ca)), a third-party collection agency in Encino, California. For the full company profile — ownership, history, and known aliases — see our complete North American Collectors, Inc. guide. This page focuses on the calls coming from 818-907-5770 specifically.
About this specific number
- 📞 Number: 818-907-5770 (area code 818, ending in 5770)
- 📍 Line type: Direct-dial — resolves to the 818 area code.
- 🏢 Operator: North American Collectors, Inc., a third-party collection agency in Encino, California.
- 🔢 Related lines: North American Collectors, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
818-907-5770 is a direct-dial number tied to the 818 area code, which is why the call may have appeared "local" on your caller ID even though North American Collectors, Inc. operates out of Encino, California.
Some carriers display 818-907-5770 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from North American Collectors, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as:
Why Is North American Collectors, Inc. Calling Me From 818-907-5770?
In our directory, 818-907-5770 is tracked as a florida consumer-collection-agency registration cca9902013, first approved 2010, records this line as the firm's telephone of record (encino, ca) for North American Collectors, Inc., which typically collects student account balances, medical bills, credit card debt. A call from 818-907-5770 usually happens because:
- ✅ An original account (a student account balances, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with North American Collectors, Inc. to collect on behalf of the original creditor.
- ✅ North American Collectors, Inc. is now dialing you from 818-907-5770 and possibly other lines to reach a resolution.
Calls from 818-907-5770 often come right after a billing cycle closes. Some people report that 818-907-5770 calls once and hangs up, then tries again from a different North American Collectors, Inc. line hours later. A single missed call is not proof of a valid debt. When 818-907-5770 shows up on your caller ID, it is worth checking whether the North American Collectors, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make North American Collectors, Inc. prove the student account balances in writing first.
Important: a phone call — even from a real number like 818-907-5770 — does not prove you owe the debt, that the amount is correct, or that North American Collectors, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 818-907-5770
Anything you say to North American Collectors, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 818-907-5770 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from North American Collectors, Inc..
Don't agree to a payment on the spot
A single payment to North American Collectors, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 818-907-5770.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 818-907-5770. Any legitimate North American Collectors, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 818-907-5770 caller. If it truly is your North American Collectors, Inc. account, they should already have what they need and must prove it.
What To Do If 818-907-5770 Keeps Calling
Here are concrete next steps for this specific North American Collectors, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 818-907-5770 as a contact labeled "North American Collectors, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 818-907-5770 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that North American Collectors, Inc. identify the original creditor behind the 818-907-5770 calls and the date the debt was opened.
Your Rights When North American Collectors, Inc. Calls From 818-907-5770
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send North American Collectors, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If North American Collectors, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 818-907-5770: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that North American Collectors, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, North American Collectors, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars North American Collectors, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 818-907-5770
We investigate the specific North American Collectors, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the North American Collectors, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to North American Collectors, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
818-907-5770 — Frequently Asked Questions
Who is calling me from 818-907-5770?
818-907-5770 is a direct-dial line associated with North American Collectors, Inc. (also seen as North American Collectors, Inc.), a third-party collection agency headquartered in Encino, California. The number resolves to the 818 area code. If you received a call from 818-907-5770 — often showing the last four digits 5770 on your screen — it is very likely North American Collectors, Inc. attempting to reach you about a debt they say you owe, most often student account balances, medical bills, credit card debt.
Is 818-907-5770 a scam number?
North American Collectors, Inc. is a real, registered company, and 818-907-5770 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like North American Collectors, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 818-907-5770?
You are not legally required to answer 818-907-5770 or call North American Collectors, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, North American Collectors, Inc. must pause collection until it mails you proof of the debt.
Why is North American Collectors, Inc. calling me about student account balances?
A call from 818-907-5770 usually means an original student account balances went unpaid and was placed with North American Collectors, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop North American Collectors, Inc. from calling 818-907-5770?
Yes. The FDCPA lets you send a written cease-and-desist demand telling North American Collectors, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 818-907-5770 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt North American Collectors, Inc. is calling about?
Do not pay anything based on a call from 818-907-5770 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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