Who Called From 818-990-4800?
Short answer: 818-990-4800 is a number used by Creditors Adjustment Bureau, Inc (Creditors Adjustment Bureau, Inc), a third-party collection agency based in Sherman Oaks, CA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2082907-dca on file, address of record in sherman oaks, ca. They are almost certainly trying to collect a debt, most often utility debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 818-990-4800?
The number 818-990-4800 is used by Creditors Adjustment Bureau, Inc (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2082907-dca on file, address of record in sherman oaks, ca), a third-party collection agency in Sherman Oaks, CA. For the full company profile — ownership, history, and known aliases — see our complete Creditors Adjustment Bureau, Inc guide. This page focuses on the calls coming from 818-990-4800 specifically.
About this specific number
- 📞 Number: 818-990-4800 (area code 818, ending in 4800)
- 📍 Line type: Direct-dial — resolves to the 818 area code.
- 🏢 Operator: Creditors Adjustment Bureau, Inc, a third-party collection agency in Sherman Oaks, CA.
- 🔢 Related lines: Creditors Adjustment Bureau, Inc is documented using 1 number in our directory, so calls may also come from other digits.
818-990-4800 is a direct-dial number tied to the 818 area code, which is why the call may have appeared "local" on your caller ID even though Creditors Adjustment Bureau, Inc operates out of Sherman Oaks, CA.
Some carriers display 818-990-4800 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Creditors Adjustment Bureau, Inc.
On your caller ID, in voicemails, or in letters, this company can also appear as: Creditors Adjustment Bureau, Inc, CABI.
Why Is Creditors Adjustment Bureau, Inc Calling Me From 818-990-4800?
In our directory, 818-990-4800 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2082907-dca on file, address of record in sherman oaks, ca for Creditors Adjustment Bureau, Inc, which typically collects utility debt, telecom debt. A call from 818-990-4800 usually happens because:
- ✅ An original account (a utility debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Creditors Adjustment Bureau, Inc to collect on behalf of the original creditor.
- ✅ Creditors Adjustment Bureau, Inc is now dialing you from 818-990-4800 and possibly other lines to reach a resolution.
Calls from 818-990-4800 often come right after a billing cycle closes. Some people report that 818-990-4800 calls once and hangs up, then tries again from a different Creditors Adjustment Bureau, Inc line hours later. A single missed call is not proof of a valid debt. When 818-990-4800 shows up on your caller ID, it is worth checking whether the Creditors Adjustment Bureau, Inc account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Creditors Adjustment Bureau, Inc prove the utility debt in writing first.
Important: a phone call — even from a real number like 818-990-4800 — does not prove you owe the debt, that the amount is correct, or that Creditors Adjustment Bureau, Inc can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 818-990-4800
Anything you say to Creditors Adjustment Bureau, Inc can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 818-990-4800 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Creditors Adjustment Bureau, Inc.
Don't agree to a payment on the spot
A single payment to Creditors Adjustment Bureau, Inc — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 818-990-4800.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 818-990-4800. Any legitimate Creditors Adjustment Bureau, Inc resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 818-990-4800 caller. If it truly is your Creditors Adjustment Bureau, Inc account, they should already have what they need and must prove it.
What To Do If 818-990-4800 Keeps Calling
Here are concrete next steps for this specific Creditors Adjustment Bureau, Inc line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 818-990-4800 as a contact labeled "Creditors Adjustment Bureau, Inc — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 818-990-4800 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Creditors Adjustment Bureau, Inc identify the original creditor behind the 818-990-4800 calls and the date the debt was opened.
Your Rights When Creditors Adjustment Bureau, Inc Calls From 818-990-4800
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Creditors Adjustment Bureau, Inc a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Creditors Adjustment Bureau, Inc reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 818-990-4800: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Creditors Adjustment Bureau, Inc stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Creditors Adjustment Bureau, Inc generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Creditors Adjustment Bureau, Inc from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 818-990-4800
We investigate the specific Creditors Adjustment Bureau, Inc account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Creditors Adjustment Bureau, Inc account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Creditors Adjustment Bureau, Inc. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
818-990-4800 — Frequently Asked Questions
Who is calling me from 818-990-4800?
818-990-4800 is a direct-dial line associated with Creditors Adjustment Bureau, Inc (also seen as Creditors Adjustment Bureau, Inc), a third-party collection agency headquartered in Sherman Oaks, CA. The number resolves to the 818 area code. If you received a call from 818-990-4800 — often showing the last four digits 4800 on your screen — it is very likely Creditors Adjustment Bureau, Inc attempting to reach you about a debt they say you owe, most often utility debt, telecom debt.
Is 818-990-4800 a scam number?
Creditors Adjustment Bureau, Inc is a real, registered company, and 818-990-4800 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Creditors Adjustment Bureau, Inc, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 818-990-4800?
You are not legally required to answer 818-990-4800 or call Creditors Adjustment Bureau, Inc back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Creditors Adjustment Bureau, Inc must pause collection until it mails you proof of the debt.
Why is Creditors Adjustment Bureau, Inc calling me about utility debt?
A call from 818-990-4800 usually means an original utility debt went unpaid and was placed with Creditors Adjustment Bureau, Inc, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Creditors Adjustment Bureau, Inc from calling 818-990-4800?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Creditors Adjustment Bureau, Inc to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 818-990-4800 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Creditors Adjustment Bureau, Inc is calling about?
Do not pay anything based on a call from 818-990-4800 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Creditors Adjustment Bureau, Inc
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