Who Called From 864-248-8905?
Short answer: 864-248-8905 is a number used by Resurgent Funding LLC (Resurgent Funding LLC), a debt buyer based in Greenville, SC — nyc department of consumer and worker protection (dcwp) debt-collection license 2119568-dcwp on file, address of record in greenville, sc. They are almost certainly trying to collect a debt, most often charged-off consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 864-248-8905?
The number 864-248-8905 is used by Resurgent Funding LLC (nyc department of consumer and worker protection (dcwp) debt-collection license 2119568-dcwp on file, address of record in greenville, sc), a debt buyer in Greenville, SC. For the full company profile — ownership, history, and known aliases — see our complete Resurgent Funding LLC guide. This page focuses on the calls coming from 864-248-8905 specifically.
About this specific number
- 📞 Number: 864-248-8905 (area code 864, ending in 8905)
- 📍 Line type: Direct-dial — resolves to the 864 area code.
- 🏢 Operator: Resurgent Funding LLC, a debt buyer in Greenville, SC.
- 🔢 Related lines: Resurgent Funding LLC is documented using 1 number in our directory, so calls may also come from other digits.
864-248-8905 is a direct-dial number tied to the 864 area code, which is why the call may have appeared "local" on your caller ID even though Resurgent Funding LLC operates out of Greenville, SC.
Some carriers display 864-248-8905 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Resurgent Funding LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Resurgent Funding LLC.
Why Is Resurgent Funding LLC Calling Me From 864-248-8905?
In our directory, 864-248-8905 is tracked as a nyc department of consumer and worker protection (dcwp) debt-collection license 2119568-dcwp on file, address of record in greenville, sc for Resurgent Funding LLC, which typically collects charged-off consumer accounts. A call from 864-248-8905 usually happens because:
- ✅ An original account (a charged-off consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to Resurgent Funding LLC, which now owns the debt and is trying to collect the full balance.
- ✅ Resurgent Funding LLC is now dialing you from 864-248-8905 and possibly other lines to reach a resolution.
Calls from 864-248-8905 often come right after a billing cycle closes. Some people report that 864-248-8905 calls once and hangs up, then tries again from a different Resurgent Funding LLC line hours later. A single missed call is not proof of a valid debt. When 864-248-8905 shows up on your caller ID, it is worth checking whether the Resurgent Funding LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Resurgent Funding LLC prove the charged-off consumer accounts in writing first.
Important: a phone call — even from a real number like 864-248-8905 — does not prove you owe the debt, that the amount is correct, or that Resurgent Funding LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 864-248-8905
Anything you say to Resurgent Funding LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 864-248-8905 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Resurgent Funding LLC.
Don't agree to a payment on the spot
A single payment to Resurgent Funding LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 864-248-8905.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 864-248-8905. Any legitimate Resurgent Funding LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 864-248-8905 caller. If it truly is your Resurgent Funding LLC account, they should already have what they need and must prove it.
What To Do If 864-248-8905 Keeps Calling
Here are concrete next steps for this specific Resurgent Funding LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 864-248-8905 as a contact labeled "Resurgent Funding LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 864-248-8905 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Resurgent Funding LLC identify the original creditor behind the 864-248-8905 calls and the date the debt was opened.
Your Rights When Resurgent Funding LLC Calls From 864-248-8905
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Resurgent Funding LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Resurgent Funding LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 864-248-8905: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Resurgent Funding LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Resurgent Funding LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Resurgent Funding LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 864-248-8905
We investigate the specific Resurgent Funding LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Resurgent Funding LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Resurgent Funding LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
864-248-8905 — Frequently Asked Questions
Who is calling me from 864-248-8905?
864-248-8905 is a direct-dial line associated with Resurgent Funding LLC (also seen as Resurgent Funding LLC), a debt buyer headquartered in Greenville, SC. The number resolves to the 864 area code. If you received a call from 864-248-8905 — often showing the last four digits 8905 on your screen — it is very likely Resurgent Funding LLC attempting to reach you about a debt they say you owe, most often charged-off consumer accounts.
Is 864-248-8905 a scam number?
Resurgent Funding LLC is a real, registered company, and 864-248-8905 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Resurgent Funding LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 864-248-8905?
You are not legally required to answer 864-248-8905 or call Resurgent Funding LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Resurgent Funding LLC must pause collection until it mails you proof of the debt.
Why is Resurgent Funding LLC calling me about charged-off consumer accounts?
A call from 864-248-8905 usually means an original charged-off consumer accounts went unpaid and was sold to Resurgent Funding LLC, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Resurgent Funding LLC from calling 864-248-8905?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Resurgent Funding LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 864-248-8905 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Resurgent Funding LLC is calling about?
Do not pay anything based on a call from 864-248-8905 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Resurgent Funding LLC
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