Who Called From 877-806-3160?
Short answer: 877-806-3160 is a number used by National Asset Management, LLC (NAM LLC), a debt buyer based in Coraopolis, PA — documented consumer line (money.com/debt-collector-directory structured directory data). They are almost certainly trying to collect a debt, most often charged-off consumer debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 877-806-3160?
The number 877-806-3160 is used by National Asset Management, LLC (documented consumer line (money.com/debt-collector-directory structured directory data)), a debt buyer in Coraopolis, PA. For the full company profile — ownership, history, and known aliases — see our complete National Asset Management, LLC guide. This page focuses on the calls coming from 877-806-3160 specifically.
About this specific number
- 📞 Number: 877-806-3160 (area code 877, ending in 3160)
- 📍 Line type: Toll-free — resolves to a toll-free line.
- 🏢 Operator: National Asset Management, LLC, a debt buyer in Coraopolis, PA.
- 🔢 Related lines: National Asset Management, LLC is documented using 1 number in our directory, so calls may also come from other digits.
877-806-3160 is a toll-free number, which collectors like NAM LLC use for high-volume inbound and outbound calling.
Some carriers display 877-806-3160 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from National Asset Management, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: NAM LLC, National Asset Management Group.
Why Is NAM LLC Calling Me From 877-806-3160?
In our directory, 877-806-3160 is tracked as a documented consumer line (money.com/debt-collector-directory structured directory data) for National Asset Management, LLC, which typically collects charged-off consumer debt. A call from 877-806-3160 usually happens because:
- ✅ An original account (a charged-off consumer debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to National Asset Management, LLC, which now owns the debt and is trying to collect the full balance.
- ✅ National Asset Management, LLC is now dialing you from 877-806-3160 and possibly other lines to reach a resolution.
Calls from 877-806-3160 often come right after a billing cycle closes. Some people report that 877-806-3160 calls once and hangs up, then tries again from a different National Asset Management, LLC line hours later. A single missed call is not proof of a valid debt. When 877-806-3160 shows up on your caller ID, it is worth checking whether the National Asset Management, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make National Asset Management, LLC prove the charged-off consumer debt in writing first.
Important: a phone call — even from a real number like 877-806-3160 — does not prove you owe the debt, that the amount is correct, or that National Asset Management, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 877-806-3160
Anything you say to NAM LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 877-806-3160 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from National Asset Management, LLC.
Don't agree to a payment on the spot
A single payment to National Asset Management, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 877-806-3160.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 877-806-3160. Any legitimate National Asset Management, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 877-806-3160 caller. If it truly is your National Asset Management, LLC account, they should already have what they need and must prove it.
What To Do If 877-806-3160 Keeps Calling
Here are concrete next steps for this specific National Asset Management, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 877-806-3160 as a contact labeled "National Asset Management, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 877-806-3160 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that National Asset Management, LLC identify the original creditor behind the 877-806-3160 calls and the date the debt was opened.
Your Rights When NAM LLC Calls From 877-806-3160
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send NAM LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If National Asset Management, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 877-806-3160: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that National Asset Management, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, NAM LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars NAM LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 877-806-3160
We investigate the specific National Asset Management, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the NAM LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to National Asset Management, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
877-806-3160 — Frequently Asked Questions
Who is calling me from 877-806-3160?
877-806-3160 is a toll-free line associated with National Asset Management, LLC (also seen as NAM LLC), a debt buyer headquartered in Coraopolis, PA. The number resolves to a toll-free line. If you received a call from 877-806-3160 — often showing the last four digits 3160 on your screen — it is very likely National Asset Management, LLC attempting to reach you about a debt they say you owe, most often charged-off consumer debt.
Is 877-806-3160 a scam number?
National Asset Management, LLC is a real, registered company, and 877-806-3160 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like NAM LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 877-806-3160?
You are not legally required to answer 877-806-3160 or call National Asset Management, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, National Asset Management, LLC must pause collection until it mails you proof of the debt.
Why is National Asset Management, LLC calling me about charged-off consumer debt?
A call from 877-806-3160 usually means an original charged-off consumer debt went unpaid and was sold to National Asset Management, LLC, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop National Asset Management, LLC from calling 877-806-3160?
Yes. The FDCPA lets you send a written cease-and-desist demand telling National Asset Management, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 877-806-3160 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt National Asset Management, LLC is calling about?
Do not pay anything based on a call from 877-806-3160 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About National Asset Management, LLC
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