Who Called From 904-253-0390?
Short answer: 904-253-0390 is a number used by Kompato AI Inc. (Kompato AI Inc.), a third-party collection agency based in Dallas, TX — nyc department of consumer and worker protection (dcwp) debt-collection license 2127965-dcwp on file, address of record in dallas, tx. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 904-253-0390?
The number 904-253-0390 is used by Kompato AI Inc. (nyc department of consumer and worker protection (dcwp) debt-collection license 2127965-dcwp on file, address of record in dallas, tx), a third-party collection agency in Dallas, TX. For the full company profile — ownership, history, and known aliases — see our complete Kompato AI Inc. guide. This page focuses on the calls coming from 904-253-0390 specifically.
About this specific number
- 📞 Number: 904-253-0390 (area code 904, ending in 0390)
- 📍 Line type: Direct-dial — resolves to Jacksonville, Florida.
- 🏢 Operator: Kompato AI Inc., a third-party collection agency in Dallas, TX.
- 🔢 Related lines: Kompato AI Inc. is documented using 1 number in our directory, so calls may also come from other digits.
904-253-0390 is a direct-dial number tied to Jacksonville, Florida, which is why the call may have appeared "local" on your caller ID even though Kompato AI Inc. operates out of Dallas, TX.
Some carriers display 904-253-0390 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Kompato AI Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Kompato AI Inc..
Why Is Kompato AI Inc. Calling Me From 904-253-0390?
In our directory, 904-253-0390 is tracked as a nyc department of consumer and worker protection (dcwp) debt-collection license 2127965-dcwp on file, address of record in dallas, tx for Kompato AI Inc., which typically collects consumer accounts, retail debt. A call from 904-253-0390 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Kompato AI Inc. to collect on behalf of the original creditor.
- ✅ Kompato AI Inc. is now dialing you from 904-253-0390 and possibly other lines to reach a resolution.
Calls from 904-253-0390 often come right after a billing cycle closes. Some people report that 904-253-0390 calls once and hangs up, then tries again from a different Kompato AI Inc. line hours later. A single missed call is not proof of a valid debt. When 904-253-0390 shows up on your caller ID, it is worth checking whether the Kompato AI Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Kompato AI Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 904-253-0390 — does not prove you owe the debt, that the amount is correct, or that Kompato AI Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 904-253-0390
Anything you say to Kompato AI Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 904-253-0390 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Kompato AI Inc..
Don't agree to a payment on the spot
A single payment to Kompato AI Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 904-253-0390.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 904-253-0390. Any legitimate Kompato AI Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 904-253-0390 caller. If it truly is your Kompato AI Inc. account, they should already have what they need and must prove it.
What To Do If 904-253-0390 Keeps Calling
Here are concrete next steps for this specific Kompato AI Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 904-253-0390 as a contact labeled "Kompato AI Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 904-253-0390 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Kompato AI Inc. identify the original creditor behind the 904-253-0390 calls and the date the debt was opened.
Your Rights When Kompato AI Inc. Calls From 904-253-0390
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Kompato AI Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Kompato AI Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 904-253-0390: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Kompato AI Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Kompato AI Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Kompato AI Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 904-253-0390
We investigate the specific Kompato AI Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Kompato AI Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Kompato AI Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
904-253-0390 — Frequently Asked Questions
Who is calling me from 904-253-0390?
904-253-0390 is a direct-dial line associated with Kompato AI Inc. (also seen as Kompato AI Inc.), a third-party collection agency headquartered in Dallas, TX. The number resolves to Jacksonville, Florida. If you received a call from 904-253-0390 — often showing the last four digits 0390 on your screen — it is very likely Kompato AI Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 904-253-0390 a scam number?
Kompato AI Inc. is a real, registered company, and 904-253-0390 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Kompato AI Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 904-253-0390?
You are not legally required to answer 904-253-0390 or call Kompato AI Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Kompato AI Inc. must pause collection until it mails you proof of the debt.
Why is Kompato AI Inc. calling me about consumer accounts?
A call from 904-253-0390 usually means an original consumer accounts went unpaid and was placed with Kompato AI Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Kompato AI Inc. from calling 904-253-0390?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Kompato AI Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 904-253-0390 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Kompato AI Inc. is calling about?
Do not pay anything based on a call from 904-253-0390 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Kompato AI Inc.
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