Who Called From 904-473-0404?
Short answer: 904-473-0404 is a number used by Selene Finance LP (Selene Finance LP), a third-party collection agency based in Jacksonville, FL — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2009842-dca on file, address of record in jacksonville, fl. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 904-473-0404?
The number 904-473-0404 is used by Selene Finance LP (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2009842-dca on file, address of record in jacksonville, fl), a third-party collection agency in Jacksonville, FL. For the full company profile — ownership, history, and known aliases — see our complete Selene Finance LP guide. This page focuses on the calls coming from 904-473-0404 specifically.
About this specific number
- 📞 Number: 904-473-0404 (area code 904, ending in 0404)
- 📍 Line type: Direct-dial — resolves to Jacksonville, Florida.
- 🏢 Operator: Selene Finance LP, a third-party collection agency in Jacksonville, FL.
- 🔢 Related lines: Selene Finance LP is documented using 1 number in our directory, so calls may also come from other digits.
904-473-0404 is a direct-dial number tied to Jacksonville, Florida, which is why the call may have appeared "local" on your caller ID even though Selene Finance LP operates out of Jacksonville, FL.
Some carriers display 904-473-0404 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Selene Finance LP.
On your caller ID, in voicemails, or in letters, this company can also appear as: Selene Finance LP.
Why Is Selene Finance LP Calling Me From 904-473-0404?
In our directory, 904-473-0404 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2009842-dca on file, address of record in jacksonville, fl for Selene Finance LP, which typically collects consumer accounts, retail debt. A call from 904-473-0404 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Selene Finance LP to collect on behalf of the original creditor.
- ✅ Selene Finance LP is now dialing you from 904-473-0404 and possibly other lines to reach a resolution.
Calls from 904-473-0404 often come right after a billing cycle closes. Some people report that 904-473-0404 calls once and hangs up, then tries again from a different Selene Finance LP line hours later. A single missed call is not proof of a valid debt. When 904-473-0404 shows up on your caller ID, it is worth checking whether the Selene Finance LP account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Selene Finance LP prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 904-473-0404 — does not prove you owe the debt, that the amount is correct, or that Selene Finance LP can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 904-473-0404
Anything you say to Selene Finance LP can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 904-473-0404 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Selene Finance LP.
Don't agree to a payment on the spot
A single payment to Selene Finance LP — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 904-473-0404.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 904-473-0404. Any legitimate Selene Finance LP resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 904-473-0404 caller. If it truly is your Selene Finance LP account, they should already have what they need and must prove it.
What To Do If 904-473-0404 Keeps Calling
Here are concrete next steps for this specific Selene Finance LP line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 904-473-0404 as a contact labeled "Selene Finance LP — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 904-473-0404 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Selene Finance LP identify the original creditor behind the 904-473-0404 calls and the date the debt was opened.
Your Rights When Selene Finance LP Calls From 904-473-0404
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Selene Finance LP a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Selene Finance LP reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 904-473-0404: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Selene Finance LP stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Selene Finance LP generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Selene Finance LP from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 904-473-0404
We investigate the specific Selene Finance LP account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Selene Finance LP account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Selene Finance LP. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
904-473-0404 — Frequently Asked Questions
Who is calling me from 904-473-0404?
904-473-0404 is a direct-dial line associated with Selene Finance LP (also seen as Selene Finance LP), a third-party collection agency headquartered in Jacksonville, FL. The number resolves to Jacksonville, Florida. If you received a call from 904-473-0404 — often showing the last four digits 0404 on your screen — it is very likely Selene Finance LP attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 904-473-0404 a scam number?
Selene Finance LP is a real, registered company, and 904-473-0404 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Selene Finance LP, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 904-473-0404?
You are not legally required to answer 904-473-0404 or call Selene Finance LP back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Selene Finance LP must pause collection until it mails you proof of the debt.
Why is Selene Finance LP calling me about consumer accounts?
A call from 904-473-0404 usually means an original consumer accounts went unpaid and was placed with Selene Finance LP, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Selene Finance LP from calling 904-473-0404?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Selene Finance LP to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 904-473-0404 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Selene Finance LP is calling about?
Do not pay anything based on a call from 904-473-0404 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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