Who Called From 904-526-3804?
Short answer: 904-526-3804 is a number used by Credit Bureau of Marianna, Inc (Credit Bureau of Marianna, Inc), a third-party collection agency based in Marianna, Florida — florida consumer-collection-agency registration cca0900714, first approved 1994, carries this telephone of record (marianna, jackson county, fl). They are almost certainly trying to collect a debt, most often credit card debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 904-526-3804?
The number 904-526-3804 is used by Credit Bureau of Marianna, Inc (florida consumer-collection-agency registration cca0900714, first approved 1994, carries this telephone of record (marianna, jackson county, fl)), a third-party collection agency in Marianna, Florida. For the full company profile — ownership, history, and known aliases — see our complete Credit Bureau of Marianna, Inc guide. This page focuses on the calls coming from 904-526-3804 specifically.
About this specific number
- 📞 Number: 904-526-3804 (area code 904, ending in 3804)
- 📍 Line type: Direct-dial — resolves to Jacksonville, Florida.
- 🏢 Operator: Credit Bureau of Marianna, Inc, a third-party collection agency in Marianna, Florida.
- 🔢 Related lines: Credit Bureau of Marianna, Inc is documented using 1 number in our directory, so calls may also come from other digits.
904-526-3804 is a direct-dial number tied to Jacksonville, Florida, which is why the call may have appeared "local" on your caller ID even though Credit Bureau of Marianna, Inc operates out of Marianna, Florida.
Some carriers display 904-526-3804 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Credit Bureau of Marianna, Inc.
On your caller ID, in voicemails, or in letters, this company can also appear as:
Why Is Credit Bureau of Marianna, Inc Calling Me From 904-526-3804?
In our directory, 904-526-3804 is tracked as a florida consumer-collection-agency registration cca0900714, first approved 1994, carries this telephone of record (marianna, jackson county, fl) for Credit Bureau of Marianna, Inc, which typically collects credit card debt, personal loans, retail accounts. A call from 904-526-3804 usually happens because:
- ✅ An original account (a credit card debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Credit Bureau of Marianna, Inc to collect on behalf of the original creditor.
- ✅ Credit Bureau of Marianna, Inc is now dialing you from 904-526-3804 and possibly other lines to reach a resolution.
Calls from 904-526-3804 often come right after a billing cycle closes. Some people report that 904-526-3804 calls once and hangs up, then tries again from a different Credit Bureau of Marianna, Inc line hours later. A single missed call is not proof of a valid debt. When 904-526-3804 shows up on your caller ID, it is worth checking whether the Credit Bureau of Marianna, Inc account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Credit Bureau of Marianna, Inc prove the credit card debt in writing first.
Important: a phone call — even from a real number like 904-526-3804 — does not prove you owe the debt, that the amount is correct, or that Credit Bureau of Marianna, Inc can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 904-526-3804
Anything you say to Credit Bureau of Marianna, Inc can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 904-526-3804 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Credit Bureau of Marianna, Inc.
Don't agree to a payment on the spot
A single payment to Credit Bureau of Marianna, Inc — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 904-526-3804.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 904-526-3804. Any legitimate Credit Bureau of Marianna, Inc resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 904-526-3804 caller. If it truly is your Credit Bureau of Marianna, Inc account, they should already have what they need and must prove it.
What To Do If 904-526-3804 Keeps Calling
Here are concrete next steps for this specific Credit Bureau of Marianna, Inc line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 904-526-3804 as a contact labeled "Credit Bureau of Marianna, Inc — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 904-526-3804 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Credit Bureau of Marianna, Inc identify the original creditor behind the 904-526-3804 calls and the date the debt was opened.
Your Rights When Credit Bureau of Marianna, Inc Calls From 904-526-3804
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Credit Bureau of Marianna, Inc a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Credit Bureau of Marianna, Inc reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 904-526-3804: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Credit Bureau of Marianna, Inc stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Credit Bureau of Marianna, Inc generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Credit Bureau of Marianna, Inc from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 904-526-3804
We investigate the specific Credit Bureau of Marianna, Inc account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Credit Bureau of Marianna, Inc account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Credit Bureau of Marianna, Inc. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
904-526-3804 — Frequently Asked Questions
Who is calling me from 904-526-3804?
904-526-3804 is a direct-dial line associated with Credit Bureau of Marianna, Inc (also seen as Credit Bureau of Marianna, Inc), a third-party collection agency headquartered in Marianna, Florida. The number resolves to Jacksonville, Florida. If you received a call from 904-526-3804 — often showing the last four digits 3804 on your screen — it is very likely Credit Bureau of Marianna, Inc attempting to reach you about a debt they say you owe, most often credit card debt, personal loans, retail accounts.
Is 904-526-3804 a scam number?
Credit Bureau of Marianna, Inc is a real, registered company, and 904-526-3804 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Credit Bureau of Marianna, Inc, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 904-526-3804?
You are not legally required to answer 904-526-3804 or call Credit Bureau of Marianna, Inc back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Credit Bureau of Marianna, Inc must pause collection until it mails you proof of the debt.
Why is Credit Bureau of Marianna, Inc calling me about credit card debt?
A call from 904-526-3804 usually means an original credit card debt went unpaid and was placed with Credit Bureau of Marianna, Inc, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Credit Bureau of Marianna, Inc from calling 904-526-3804?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Credit Bureau of Marianna, Inc to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 904-526-3804 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Credit Bureau of Marianna, Inc is calling about?
Do not pay anything based on a call from 904-526-3804 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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