Who Called From 908-247-0300?
Short answer: 908-247-0300 is a number used by Rickart Collection Systems, Inc. (Rickart Collection Systems, Inc.), a third-party collection agency based in North Brunswick, NJ — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 0905052-dca on file, address of record in north brunswick, nj. They are almost certainly trying to collect a debt, most often credit card debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 908-247-0300?
The number 908-247-0300 is used by Rickart Collection Systems, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 0905052-dca on file, address of record in north brunswick, nj), a third-party collection agency in North Brunswick, NJ. For the full company profile — ownership, history, and known aliases — see our complete Rickart Collection Systems, Inc. guide. This page focuses on the calls coming from 908-247-0300 specifically.
About this specific number
- 📞 Number: 908-247-0300 (area code 908, ending in 0300)
- 📍 Line type: Direct-dial — resolves to the 908 area code.
- 🏢 Operator: Rickart Collection Systems, Inc., a third-party collection agency in North Brunswick, NJ.
- 🔢 Related lines: Rickart Collection Systems, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
908-247-0300 is a direct-dial number tied to the 908 area code, which is why the call may have appeared "local" on your caller ID even though Rickart Collection Systems, Inc. operates out of North Brunswick, NJ.
Some carriers display 908-247-0300 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Rickart Collection Systems, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Rickart Collection Systems, Inc., RCSI.
Why Is Rickart Collection Systems, Inc. Calling Me From 908-247-0300?
In our directory, 908-247-0300 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 0905052-dca on file, address of record in north brunswick, nj for Rickart Collection Systems, Inc., which typically collects credit card debt, consumer loans. A call from 908-247-0300 usually happens because:
- ✅ An original account (a credit card debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Rickart Collection Systems, Inc. to collect on behalf of the original creditor.
- ✅ Rickart Collection Systems, Inc. is now dialing you from 908-247-0300 and possibly other lines to reach a resolution.
Calls from 908-247-0300 often come right after a billing cycle closes. Some people report that 908-247-0300 calls once and hangs up, then tries again from a different Rickart Collection Systems, Inc. line hours later. A single missed call is not proof of a valid debt. When 908-247-0300 shows up on your caller ID, it is worth checking whether the Rickart Collection Systems, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Rickart Collection Systems, Inc. prove the credit card debt in writing first.
Important: a phone call — even from a real number like 908-247-0300 — does not prove you owe the debt, that the amount is correct, or that Rickart Collection Systems, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 908-247-0300
Anything you say to Rickart Collection Systems, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 908-247-0300 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Rickart Collection Systems, Inc..
Don't agree to a payment on the spot
A single payment to Rickart Collection Systems, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 908-247-0300.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 908-247-0300. Any legitimate Rickart Collection Systems, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 908-247-0300 caller. If it truly is your Rickart Collection Systems, Inc. account, they should already have what they need and must prove it.
What To Do If 908-247-0300 Keeps Calling
Here are concrete next steps for this specific Rickart Collection Systems, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 908-247-0300 as a contact labeled "Rickart Collection Systems, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 908-247-0300 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Rickart Collection Systems, Inc. identify the original creditor behind the 908-247-0300 calls and the date the debt was opened.
Your Rights When Rickart Collection Systems, Inc. Calls From 908-247-0300
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Rickart Collection Systems, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Rickart Collection Systems, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 908-247-0300: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Rickart Collection Systems, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Rickart Collection Systems, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Rickart Collection Systems, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 908-247-0300
We investigate the specific Rickart Collection Systems, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Rickart Collection Systems, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Rickart Collection Systems, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
908-247-0300 — Frequently Asked Questions
Who is calling me from 908-247-0300?
908-247-0300 is a direct-dial line associated with Rickart Collection Systems, Inc. (also seen as Rickart Collection Systems, Inc.), a third-party collection agency headquartered in North Brunswick, NJ. The number resolves to the 908 area code. If you received a call from 908-247-0300 — often showing the last four digits 0300 on your screen — it is very likely Rickart Collection Systems, Inc. attempting to reach you about a debt they say you owe, most often credit card debt, consumer loans.
Is 908-247-0300 a scam number?
Rickart Collection Systems, Inc. is a real, registered company, and 908-247-0300 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Rickart Collection Systems, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 908-247-0300?
You are not legally required to answer 908-247-0300 or call Rickart Collection Systems, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Rickart Collection Systems, Inc. must pause collection until it mails you proof of the debt.
Why is Rickart Collection Systems, Inc. calling me about credit card debt?
A call from 908-247-0300 usually means an original credit card debt went unpaid and was placed with Rickart Collection Systems, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Rickart Collection Systems, Inc. from calling 908-247-0300?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Rickart Collection Systems, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 908-247-0300 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Rickart Collection Systems, Inc. is calling about?
Do not pay anything based on a call from 908-247-0300 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Rickart Collection Systems, Inc.
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