Who Called From 913-362-3950?
Short answer: 913-362-3950 is a number used by Credit World Services, Inc. (Credit World Services, Inc.), a third-party collection agency based in Overland Park, KS — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1213746-dca on file, address of record in overland park, ks. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 913-362-3950?
The number 913-362-3950 is used by Credit World Services, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1213746-dca on file, address of record in overland park, ks), a third-party collection agency in Overland Park, KS. For the full company profile — ownership, history, and known aliases — see our complete Credit World Services, Inc. guide. This page focuses on the calls coming from 913-362-3950 specifically.
About this specific number
- 📞 Number: 913-362-3950 (area code 913, ending in 3950)
- 📍 Line type: Direct-dial — resolves to the 913 area code.
- 🏢 Operator: Credit World Services, Inc., a third-party collection agency in Overland Park, KS.
- 🔢 Related lines: Credit World Services, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
913-362-3950 is a direct-dial number tied to the 913 area code, which is why the call may have appeared "local" on your caller ID even though Credit World Services, Inc. operates out of Overland Park, KS.
Some carriers display 913-362-3950 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Credit World Services, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Credit World Services, Inc..
Why Is Credit World Services, Inc. Calling Me From 913-362-3950?
In our directory, 913-362-3950 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1213746-dca on file, address of record in overland park, ks for Credit World Services, Inc., which typically collects consumer accounts, retail debt. A call from 913-362-3950 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Credit World Services, Inc. to collect on behalf of the original creditor.
- ✅ Credit World Services, Inc. is now dialing you from 913-362-3950 and possibly other lines to reach a resolution.
Calls from 913-362-3950 often come right after a billing cycle closes. Some people report that 913-362-3950 calls once and hangs up, then tries again from a different Credit World Services, Inc. line hours later. A single missed call is not proof of a valid debt. When 913-362-3950 shows up on your caller ID, it is worth checking whether the Credit World Services, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Credit World Services, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 913-362-3950 — does not prove you owe the debt, that the amount is correct, or that Credit World Services, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 913-362-3950
Anything you say to Credit World Services, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 913-362-3950 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Credit World Services, Inc..
Don't agree to a payment on the spot
A single payment to Credit World Services, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 913-362-3950.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 913-362-3950. Any legitimate Credit World Services, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 913-362-3950 caller. If it truly is your Credit World Services, Inc. account, they should already have what they need and must prove it.
What To Do If 913-362-3950 Keeps Calling
Here are concrete next steps for this specific Credit World Services, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 913-362-3950 as a contact labeled "Credit World Services, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 913-362-3950 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Credit World Services, Inc. identify the original creditor behind the 913-362-3950 calls and the date the debt was opened.
Your Rights When Credit World Services, Inc. Calls From 913-362-3950
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Credit World Services, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Credit World Services, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 913-362-3950: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Credit World Services, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Credit World Services, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Credit World Services, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 913-362-3950
We investigate the specific Credit World Services, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Credit World Services, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Credit World Services, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
913-362-3950 — Frequently Asked Questions
Who is calling me from 913-362-3950?
913-362-3950 is a direct-dial line associated with Credit World Services, Inc. (also seen as Credit World Services, Inc.), a third-party collection agency headquartered in Overland Park, KS. The number resolves to the 913 area code. If you received a call from 913-362-3950 — often showing the last four digits 3950 on your screen — it is very likely Credit World Services, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 913-362-3950 a scam number?
Credit World Services, Inc. is a real, registered company, and 913-362-3950 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Credit World Services, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 913-362-3950?
You are not legally required to answer 913-362-3950 or call Credit World Services, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Credit World Services, Inc. must pause collection until it mails you proof of the debt.
Why is Credit World Services, Inc. calling me about consumer accounts?
A call from 913-362-3950 usually means an original consumer accounts went unpaid and was placed with Credit World Services, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Credit World Services, Inc. from calling 913-362-3950?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Credit World Services, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 913-362-3950 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Credit World Services, Inc. is calling about?
Do not pay anything based on a call from 913-362-3950 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Credit World Services, Inc.
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