Who Called From 916-478-6700?
Short answer: 916-478-6700 is a number used by Terrill Outsourcing Group, LLC (Terrill Outsourcing Group, LLC), a third-party collection agency based in Elk Grove, CA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2099096-dca on file, address of record in scottsdale, az. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 916-478-6700?
The number 916-478-6700 is used by Terrill Outsourcing Group, LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2099096-dca on file, address of record in scottsdale, az), a third-party collection agency in Elk Grove, CA. For the full company profile — ownership, history, and known aliases — see our complete Terrill Outsourcing Group, LLC guide. This page focuses on the calls coming from 916-478-6700 specifically.
About this specific number
- 📞 Number: 916-478-6700 (area code 916, ending in 6700)
- 📍 Line type: Direct-dial — resolves to the 916 area code.
- 🏢 Operator: Terrill Outsourcing Group, LLC, a third-party collection agency in Elk Grove, CA.
- 🔢 Related lines: Terrill Outsourcing Group, LLC is documented using 1 number in our directory, so calls may also come from other digits.
916-478-6700 is a direct-dial number tied to the 916 area code, which is why the call may have appeared "local" on your caller ID even though Terrill Outsourcing Group, LLC operates out of Elk Grove, CA.
Some carriers display 916-478-6700 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Terrill Outsourcing Group, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Terrill Outsourcing Group, LLC, Superlative RM.
Why Is Terrill Outsourcing Group, LLC Calling Me From 916-478-6700?
In our directory, 916-478-6700 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2099096-dca on file, address of record in scottsdale, az for Terrill Outsourcing Group, LLC, which typically collects consumer accounts, retail debt. A call from 916-478-6700 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Terrill Outsourcing Group, LLC to collect on behalf of the original creditor.
- ✅ Terrill Outsourcing Group, LLC is now dialing you from 916-478-6700 and possibly other lines to reach a resolution.
Calls from 916-478-6700 often come right after a billing cycle closes. Some people report that 916-478-6700 calls once and hangs up, then tries again from a different Terrill Outsourcing Group, LLC line hours later. A single missed call is not proof of a valid debt. When 916-478-6700 shows up on your caller ID, it is worth checking whether the Terrill Outsourcing Group, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Terrill Outsourcing Group, LLC prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 916-478-6700 — does not prove you owe the debt, that the amount is correct, or that Terrill Outsourcing Group, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 916-478-6700
Anything you say to Terrill Outsourcing Group, LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 916-478-6700 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Terrill Outsourcing Group, LLC.
Don't agree to a payment on the spot
A single payment to Terrill Outsourcing Group, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 916-478-6700.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 916-478-6700. Any legitimate Terrill Outsourcing Group, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 916-478-6700 caller. If it truly is your Terrill Outsourcing Group, LLC account, they should already have what they need and must prove it.
What To Do If 916-478-6700 Keeps Calling
Here are concrete next steps for this specific Terrill Outsourcing Group, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 916-478-6700 as a contact labeled "Terrill Outsourcing Group, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 916-478-6700 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Terrill Outsourcing Group, LLC identify the original creditor behind the 916-478-6700 calls and the date the debt was opened.
Your Rights When Terrill Outsourcing Group, LLC Calls From 916-478-6700
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Terrill Outsourcing Group, LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Terrill Outsourcing Group, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 916-478-6700: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Terrill Outsourcing Group, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Terrill Outsourcing Group, LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Terrill Outsourcing Group, LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 916-478-6700
We investigate the specific Terrill Outsourcing Group, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Terrill Outsourcing Group, LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Terrill Outsourcing Group, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
916-478-6700 — Frequently Asked Questions
Who is calling me from 916-478-6700?
916-478-6700 is a direct-dial line associated with Terrill Outsourcing Group, LLC (also seen as Terrill Outsourcing Group, LLC), a third-party collection agency headquartered in Elk Grove, CA. The number resolves to the 916 area code. If you received a call from 916-478-6700 — often showing the last four digits 6700 on your screen — it is very likely Terrill Outsourcing Group, LLC attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 916-478-6700 a scam number?
Terrill Outsourcing Group, LLC is a real, registered company, and 916-478-6700 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Terrill Outsourcing Group, LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 916-478-6700?
You are not legally required to answer 916-478-6700 or call Terrill Outsourcing Group, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Terrill Outsourcing Group, LLC must pause collection until it mails you proof of the debt.
Why is Terrill Outsourcing Group, LLC calling me about consumer accounts?
A call from 916-478-6700 usually means an original consumer accounts went unpaid and was placed with Terrill Outsourcing Group, LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Terrill Outsourcing Group, LLC from calling 916-478-6700?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Terrill Outsourcing Group, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 916-478-6700 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Terrill Outsourcing Group, LLC is calling about?
Do not pay anything based on a call from 916-478-6700 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Terrill Outsourcing Group, LLC
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