Who Called From 916-773-3500?
Short answer: 916-773-3500 is a number used by Sacor Financial, Inc. (Sacor Financial, Inc.), a third-party collection agency based in Roseville, CA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1383850-dca on file, address of record in roseville, ca. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 916-773-3500?
The number 916-773-3500 is used by Sacor Financial, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1383850-dca on file, address of record in roseville, ca), a third-party collection agency in Roseville, CA. For the full company profile — ownership, history, and known aliases — see our complete Sacor Financial, Inc. guide. This page focuses on the calls coming from 916-773-3500 specifically.
About this specific number
- 📞 Number: 916-773-3500 (area code 916, ending in 3500)
- 📍 Line type: Direct-dial — resolves to the 916 area code.
- 🏢 Operator: Sacor Financial, Inc., a third-party collection agency in Roseville, CA.
- 🔢 Related lines: Sacor Financial, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
916-773-3500 is a direct-dial number tied to the 916 area code, which is why the call may have appeared "local" on your caller ID even though Sacor Financial, Inc. operates out of Roseville, CA.
Some carriers display 916-773-3500 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Sacor Financial, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Sacor Financial, Inc..
Why Is Sacor Financial, Inc. Calling Me From 916-773-3500?
In our directory, 916-773-3500 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1383850-dca on file, address of record in roseville, ca for Sacor Financial, Inc., which typically collects consumer accounts, retail debt. A call from 916-773-3500 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Sacor Financial, Inc. to collect on behalf of the original creditor.
- ✅ Sacor Financial, Inc. is now dialing you from 916-773-3500 and possibly other lines to reach a resolution.
Calls from 916-773-3500 often come right after a billing cycle closes. Some people report that 916-773-3500 calls once and hangs up, then tries again from a different Sacor Financial, Inc. line hours later. A single missed call is not proof of a valid debt. When 916-773-3500 shows up on your caller ID, it is worth checking whether the Sacor Financial, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Sacor Financial, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 916-773-3500 — does not prove you owe the debt, that the amount is correct, or that Sacor Financial, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 916-773-3500
Anything you say to Sacor Financial, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 916-773-3500 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Sacor Financial, Inc..
Don't agree to a payment on the spot
A single payment to Sacor Financial, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 916-773-3500.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 916-773-3500. Any legitimate Sacor Financial, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 916-773-3500 caller. If it truly is your Sacor Financial, Inc. account, they should already have what they need and must prove it.
What To Do If 916-773-3500 Keeps Calling
Here are concrete next steps for this specific Sacor Financial, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 916-773-3500 as a contact labeled "Sacor Financial, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 916-773-3500 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Sacor Financial, Inc. identify the original creditor behind the 916-773-3500 calls and the date the debt was opened.
Your Rights When Sacor Financial, Inc. Calls From 916-773-3500
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Sacor Financial, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Sacor Financial, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 916-773-3500: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Sacor Financial, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Sacor Financial, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Sacor Financial, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 916-773-3500
We investigate the specific Sacor Financial, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Sacor Financial, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Sacor Financial, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
916-773-3500 — Frequently Asked Questions
Who is calling me from 916-773-3500?
916-773-3500 is a direct-dial line associated with Sacor Financial, Inc. (also seen as Sacor Financial, Inc.), a third-party collection agency headquartered in Roseville, CA. The number resolves to the 916 area code. If you received a call from 916-773-3500 — often showing the last four digits 3500 on your screen — it is very likely Sacor Financial, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 916-773-3500 a scam number?
Sacor Financial, Inc. is a real, registered company, and 916-773-3500 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Sacor Financial, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 916-773-3500?
You are not legally required to answer 916-773-3500 or call Sacor Financial, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Sacor Financial, Inc. must pause collection until it mails you proof of the debt.
Why is Sacor Financial, Inc. calling me about consumer accounts?
A call from 916-773-3500 usually means an original consumer accounts went unpaid and was placed with Sacor Financial, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Sacor Financial, Inc. from calling 916-773-3500?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Sacor Financial, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 916-773-3500 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Sacor Financial, Inc. is calling about?
Do not pay anything based on a call from 916-773-3500 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Sacor Financial, Inc.
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