Who Called From 917-887-6991?
Short answer: 917-887-6991 is a number used by iCreditWorks Inc. (iCreditWorks Inc.), a third-party collection agency based in Iselin, NJ — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2114127-dca on file, address of record in iselin, nj. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 917-887-6991?
The number 917-887-6991 is used by iCreditWorks Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2114127-dca on file, address of record in iselin, nj), a third-party collection agency in Iselin, NJ. For the full company profile — ownership, history, and known aliases — see our complete iCreditWorks Inc. guide. This page focuses on the calls coming from 917-887-6991 specifically.
About this specific number
- 📞 Number: 917-887-6991 (area code 917, ending in 6991)
- 📍 Line type: Direct-dial — resolves to New York City (mobile/VoIP overlay).
- 🏢 Operator: iCreditWorks Inc., a third-party collection agency in Iselin, NJ.
- 🔢 Related lines: iCreditWorks Inc. is documented using 1 number in our directory, so calls may also come from other digits.
917-887-6991 is a direct-dial number tied to New York City (mobile/VoIP overlay), which is why the call may have appeared "local" on your caller ID even though iCreditWorks Inc. operates out of Iselin, NJ.
Some carriers display 917-887-6991 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from iCreditWorks Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: iCreditWorks Inc..
Why Is iCreditWorks Inc. Calling Me From 917-887-6991?
In our directory, 917-887-6991 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2114127-dca on file, address of record in iselin, nj for iCreditWorks Inc., which typically collects consumer accounts, retail debt. A call from 917-887-6991 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with iCreditWorks Inc. to collect on behalf of the original creditor.
- ✅ iCreditWorks Inc. is now dialing you from 917-887-6991 and possibly other lines to reach a resolution.
Calls from 917-887-6991 often come right after a billing cycle closes. Some people report that 917-887-6991 calls once and hangs up, then tries again from a different iCreditWorks Inc. line hours later. A single missed call is not proof of a valid debt. When 917-887-6991 shows up on your caller ID, it is worth checking whether the iCreditWorks Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make iCreditWorks Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 917-887-6991 — does not prove you owe the debt, that the amount is correct, or that iCreditWorks Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 917-887-6991
Anything you say to iCreditWorks Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 917-887-6991 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from iCreditWorks Inc..
Don't agree to a payment on the spot
A single payment to iCreditWorks Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 917-887-6991.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 917-887-6991. Any legitimate iCreditWorks Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 917-887-6991 caller. If it truly is your iCreditWorks Inc. account, they should already have what they need and must prove it.
What To Do If 917-887-6991 Keeps Calling
Here are concrete next steps for this specific iCreditWorks Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 917-887-6991 as a contact labeled "iCreditWorks Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 917-887-6991 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that iCreditWorks Inc. identify the original creditor behind the 917-887-6991 calls and the date the debt was opened.
Your Rights When iCreditWorks Inc. Calls From 917-887-6991
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send iCreditWorks Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If iCreditWorks Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 917-887-6991: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that iCreditWorks Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, iCreditWorks Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars iCreditWorks Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 917-887-6991
We investigate the specific iCreditWorks Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the iCreditWorks Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to iCreditWorks Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
917-887-6991 — Frequently Asked Questions
Who is calling me from 917-887-6991?
917-887-6991 is a direct-dial line associated with iCreditWorks Inc. (also seen as iCreditWorks Inc.), a third-party collection agency headquartered in Iselin, NJ. The number resolves to New York City (mobile/VoIP overlay). If you received a call from 917-887-6991 — often showing the last four digits 6991 on your screen — it is very likely iCreditWorks Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 917-887-6991 a scam number?
iCreditWorks Inc. is a real, registered company, and 917-887-6991 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like iCreditWorks Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 917-887-6991?
You are not legally required to answer 917-887-6991 or call iCreditWorks Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, iCreditWorks Inc. must pause collection until it mails you proof of the debt.
Why is iCreditWorks Inc. calling me about consumer accounts?
A call from 917-887-6991 usually means an original consumer accounts went unpaid and was placed with iCreditWorks Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop iCreditWorks Inc. from calling 917-887-6991?
Yes. The FDCPA lets you send a written cease-and-desist demand telling iCreditWorks Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 917-887-6991 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt iCreditWorks Inc. is calling about?
Do not pay anything based on a call from 917-887-6991 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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