Who Called From 951-693-3318?
Short answer: 951-693-3318 is a number used by Verliance Inc. (Verliance Inc.), a third-party collection agency based in Temecula, CA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2105784-dca on file, address of record in temecula, ca. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 951-693-3318?
The number 951-693-3318 is used by Verliance Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2105784-dca on file, address of record in temecula, ca), a third-party collection agency in Temecula, CA. For the full company profile — ownership, history, and known aliases — see our complete Verliance Inc. guide. This page focuses on the calls coming from 951-693-3318 specifically.
About this specific number
- 📞 Number: 951-693-3318 (area code 951, ending in 3318)
- 📍 Line type: Direct-dial — resolves to the Riverside area of California.
- 🏢 Operator: Verliance Inc., a third-party collection agency in Temecula, CA.
- 🔢 Related lines: Verliance Inc. is documented using 1 number in our directory, so calls may also come from other digits.
951-693-3318 is a direct-dial number tied to the Riverside area of California, which is why the call may have appeared "local" on your caller ID even though Verliance Inc. operates out of Temecula, CA.
Some carriers display 951-693-3318 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Verliance Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Verliance Inc..
Why Is Verliance Inc. Calling Me From 951-693-3318?
In our directory, 951-693-3318 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2105784-dca on file, address of record in temecula, ca for Verliance Inc., which typically collects consumer accounts, retail debt. A call from 951-693-3318 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Verliance Inc. to collect on behalf of the original creditor.
- ✅ Verliance Inc. is now dialing you from 951-693-3318 and possibly other lines to reach a resolution.
Calls from 951-693-3318 often come right after a billing cycle closes. Some people report that 951-693-3318 calls once and hangs up, then tries again from a different Verliance Inc. line hours later. A single missed call is not proof of a valid debt. When 951-693-3318 shows up on your caller ID, it is worth checking whether the Verliance Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Verliance Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 951-693-3318 — does not prove you owe the debt, that the amount is correct, or that Verliance Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 951-693-3318
Anything you say to Verliance Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 951-693-3318 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Verliance Inc..
Don't agree to a payment on the spot
A single payment to Verliance Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 951-693-3318.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 951-693-3318. Any legitimate Verliance Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 951-693-3318 caller. If it truly is your Verliance Inc. account, they should already have what they need and must prove it.
What To Do If 951-693-3318 Keeps Calling
Here are concrete next steps for this specific Verliance Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 951-693-3318 as a contact labeled "Verliance Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 951-693-3318 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Verliance Inc. identify the original creditor behind the 951-693-3318 calls and the date the debt was opened.
Your Rights When Verliance Inc. Calls From 951-693-3318
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Verliance Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Verliance Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 951-693-3318: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Verliance Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Verliance Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Verliance Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 951-693-3318
We investigate the specific Verliance Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Verliance Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Verliance Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
951-693-3318 — Frequently Asked Questions
Who is calling me from 951-693-3318?
951-693-3318 is a direct-dial line associated with Verliance Inc. (also seen as Verliance Inc.), a third-party collection agency headquartered in Temecula, CA. The number resolves to the Riverside area of California. If you received a call from 951-693-3318 — often showing the last four digits 3318 on your screen — it is very likely Verliance Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 951-693-3318 a scam number?
Verliance Inc. is a real, registered company, and 951-693-3318 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Verliance Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 951-693-3318?
You are not legally required to answer 951-693-3318 or call Verliance Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Verliance Inc. must pause collection until it mails you proof of the debt.
Why is Verliance Inc. calling me about consumer accounts?
A call from 951-693-3318 usually means an original consumer accounts went unpaid and was placed with Verliance Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Verliance Inc. from calling 951-693-3318?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Verliance Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 951-693-3318 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Verliance Inc. is calling about?
Do not pay anything based on a call from 951-693-3318 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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