Is CBHBC Corp., LLC on Your Credit Report?
Short answer: CBHBC Corp., LLC (Datamax Corporation) is a real, legitimate third-party collection agency based in Winston Salem, NC. It is not a scam — but a legitimate collector can still report a debt that is inaccurate, unverified, past the statute of limitations, or not even yours. You have the right to demand proof before you pay a cent.
Who Is CBHBC Corp., LLC?
Registered in West Virginia as a collection agency, CBHBC Corp., LLC is a third-party collection agency located in Winston Salem, NC. It also does business as Datamax Corporation, which is the name that may appear on your credit report or in a collection letter. The balances it chases are usually consumer credit accounts. It has 216 debt-collection complaints on file with the CFPB.
You may also see this company on your report or in letters as: Datamax Corporation, CBHBC Corp..
What most people don't know about Datamax Corporation:
CBHBC Corp., LLC holds an active collection-agency registration with the West Virginia Tax Division, which lists its address of record as 711 Coliseum Plaza Ct, Winston Salem, NC 27106-5350. Federal CFPB records log 216 debt-collection complaints against it, most commonly "attempts to collect debt not owed" (54, 25% of its file), followed by "written notification about debt" (48). Of those, 34 logged as an untimely response. The largest share came from consumers in NC (140).
Why Is Datamax Corporation on My Credit Report?
CBHBC Corp., LLC typically collects consumer credit accounts, medical and utility balances, retail and installment accounts. A collection like this usually lands on your report because:
- ✅ An original account (a consumer credit accounts, for example) went unpaid and was charged off.
- ✅ The account was placed with CBHBC Corp., LLC to collect on behalf of the original creditor.
- ✅ CBHBC Corp., LLC furnished the account to one or more of the three credit bureaus (Equifax, Experian, TransUnion).
Important: a collection account on its own does not prove you owe the debt or that the amount is correct. That's where your rights come in.
Your Rights When Datamax Corporation Contacts You
Federal law — the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) — gives you powerful tools. Here is the playbook we use at Crowned Credit.
1. Debt Validation (FDCPA §809)
Within 30 days of first contact, send Datamax Corporation a written debt-validation letter. They must prove the debt is yours, the amount is correct, and they have the legal right to collect. If they can't, they must stop collecting and it should come off your report.
2. Dispute With the Bureaus (FCRA §611)
You can dispute the Datamax Corporation tradeline directly with Equifax, Experian, and TransUnion. The bureaus have 30 days to investigate. If the account can't be verified, the law requires it be deleted or corrected.
3. Cease-and-Desist
You can demand in writing that Datamax Corporation stop contacting you. They can still report and sue, but they must stop calls and letters — useful for stopping harassment while you build your case.
4. Pay-for-Delete (in writing only)
If the debt is valid and yours, you may negotiate to pay in exchange for deletion of the tradeline. Never pay on a verbal promise — get the pay-for-delete agreement in writing first.
5. Statute of Limitations
Every state has a time limit on how long a collector can sue you for a debt. If the debt is "time-barred," Datamax Corporation can still ask for payment but generally cannot win a lawsuit — and making a payment can dangerously restart the clock.
6. Protection From Harassment
The FDCPA bars Datamax Corporation from calling at unreasonable hours, threatening you, or lying. Every violation is potential leverage — and may entitle you to damages.
How Crowned Credit Helps With Datamax Corporation
We don't send cookie-cutter form letters. We investigate the specific account, assert every applicable right, and work it with all three bureaus and the collector directly.
Review & Validate
We pull all three bureau reports, find every error on the Datamax Corporation entry, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and the collector. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor deletions in real time and coach you on rebuilding once inaccurate items are addressed.
See our transparent pricing — no long-term contracts.
CBHBC Corp., LLC — Frequently Asked Questions
Is CBHBC Corp., LLC a scam or a legitimate company?
CBHBC Corp., LLC is a real, registered third-party collection agency headquartered in Winston Salem, NC. It is a legitimate business — but "legitimate company" does not mean the specific debt it's reporting is accurate, validated, or even yours. Scammers do sometimes impersonate well-known collectors like Datamax Corporation, so always demand written validation before paying anything.
Why is CBHBC Corp., LLC on my credit report?
Registered in West Virginia as a collection agency, CBHBC Corp., LLC is a third-party collection agency located in Winston Salem, NC. It also does business as Datamax Corporation, which is the name that may appear on your credit report or in a collection letter. The balances it chases are usually consumer credit accounts. It has 216 debt-collection complaints on file with the CFPB. It most commonly collects consumer credit accounts, medical and utility balances, retail and installment accounts. It likely appeared after an original account went unpaid and was placed with them for collection. CBHBC Corp., LLC holds an active collection-agency registration with the West Virginia Tax Division, which lists its address of record as 711 Coliseum Plaza Ct, Winston Salem, NC 27106-5350. Federal CFPB records log 216 debt-collection complaints against it, most commonly "attempts to collect debt not owed" (54, 25% of its file), followed by "written notification about debt" (48). Of those, 34 logged as an untimely response. The largest share came from consumers in NC (140).
Can CBHBC Corp., LLC be removed from my credit report?
Yes — inaccurate, unverifiable, or improperly reported Datamax Corporation collection accounts can be removed. Under the FCRA, the credit bureaus must investigate your dispute, and if CBHBC Corp., LLC cannot verify the debt, it must come off your report. Crowned Credit reviews the account for errors, demands debt validation, and disputes it with all three bureaus.
Should I pay CBHBC Corp., LLC or dispute it first?
Do not pay before you validate. Once you confirm a collection is yours, accurate, and within the statute of limitations, you may consider a pay-for-delete agreement in writing. But paying an unverified or time-barred debt can restart the clock and lock in a negative entry. Get a free assessment before you send any money to Datamax Corporation.
How long can CBHBC Corp., LLC report this debt?
Most negative collection accounts can remain on your credit report for up to seven years from the original delinquency date — not from when CBHBC Corp., LLC acquired or began collecting it. If the account is being "re-aged" to look newer, that is a reporting violation you can dispute.
Will CBHBC Corp., LLC sue me?
Some collectors and debt buyers do file lawsuits, especially before the statute of limitations expires. If you are served, do not ignore it. Validate the debt, check whether it is time-barred in your state, and get help. Most third-party agencies focus on collection rather than litigation, but you should still respond to any legal notice.
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