Is Goldman, Evans & Trammell LLC on Your Credit Report?
Short answer: Goldman, Evans & Trammell LLC (Goldman, Evans & Trammell) is a real, legitimate third-party collection agency based in Tampa, Florida. It is not a scam — but a legitimate collector can still report a debt that is inaccurate, unverified, past the statute of limitations, or not even yours. You have the right to demand proof before you pay a cent.
Who Is Goldman, Evans & Trammell LLC?
Goldman, Evans & Trammell LLC is a Tampa, Florida firm that recovers accounts receivable for other businesses and describes its work as business-to-business. Where a commercial collector reports against an individual, it is reasonable to ask in writing how the account was classified and on what authority.
You may also see this company on your report or in letters as: Goldman, Evans & Trammell, Goldman Evans and Trammell, GET Services.
What most people don't know about Goldman, Evans & Trammell:
Unlike most registrants in this data set, Goldman, Evans & Trammell LLC holds a COM licence rather than a CCA one — COM9900600, approved by Florida's Office of Financial Regulation on 23 January 2024 — the commercial collection class. The firm says it focuses exclusively on business-to-business debt recovery from an office on Cross Creek Blvd in Tampa, Hillsborough County, and that it was founded in 2006 by Douglas Fuchs, previously a managing director at a much larger collection agency. That commercial focus matters for consumers: business debts generally fall outside the Fair Debt Collection Practices Act, which governs personal, family and household debts, so if this name surfaces on a personal credit report the classification itself is the first thing to question.
Why Is Goldman, Evans & Trammell on My Credit Report?
Goldman, Evans & Trammell LLC typically collects commercial accounts, business-to-business receivables. A collection like this usually lands on your report because:
- ✅ An original account (a commercial accounts, for example) went unpaid and was charged off.
- ✅ The account was placed with Goldman, Evans & Trammell LLC to collect on behalf of the original creditor.
- ✅ Goldman, Evans & Trammell LLC furnished the account to one or more of the three credit bureaus (Equifax, Experian, TransUnion).
Important: a collection account on its own does not prove you owe the debt or that the amount is correct. That's where your rights come in.
Your Rights When Goldman, Evans & Trammell Contacts You
Federal law — the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) — gives you powerful tools. Here is the playbook we use at Crowned Credit.
1. Debt Validation (FDCPA §809)
Within 30 days of first contact, send Goldman, Evans & Trammell a written debt-validation letter. They must prove the debt is yours, the amount is correct, and they have the legal right to collect. If they can't, they must stop collecting and it should come off your report.
2. Dispute With the Bureaus (FCRA §611)
You can dispute the Goldman, Evans & Trammell tradeline directly with Equifax, Experian, and TransUnion. The bureaus have 30 days to investigate. If the account can't be verified, the law requires it be deleted or corrected.
3. Cease-and-Desist
You can demand in writing that Goldman, Evans & Trammell stop contacting you. They can still report and sue, but they must stop calls and letters — useful for stopping harassment while you build your case.
4. Pay-for-Delete (in writing only)
If the debt is valid and yours, you may negotiate to pay in exchange for deletion of the tradeline. Never pay on a verbal promise — get the pay-for-delete agreement in writing first.
5. Statute of Limitations
Every state has a time limit on how long a collector can sue you for a debt. If the debt is "time-barred," Goldman, Evans & Trammell can still ask for payment but generally cannot win a lawsuit — and making a payment can dangerously restart the clock.
6. Protection From Harassment
The FDCPA bars Goldman, Evans & Trammell from calling at unreasonable hours, threatening you, or lying. Every violation is potential leverage — and may entitle you to damages.
How Crowned Credit Helps With Goldman, Evans & Trammell
We don't send cookie-cutter form letters. We investigate the specific account, assert every applicable right, and work it with all three bureaus and the collector directly.
Review & Validate
We pull all three bureau reports, find every error on the Goldman, Evans & Trammell entry, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and the collector. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor deletions in real time and coach you on rebuilding once inaccurate items are addressed.
See our transparent pricing — no long-term contracts.
Goldman, Evans & Trammell LLC — Frequently Asked Questions
Is Goldman, Evans & Trammell LLC a scam or a legitimate company?
Goldman, Evans & Trammell LLC is a real, registered third-party collection agency headquartered in Tampa, Florida. It is a legitimate business — but "legitimate company" does not mean the specific debt it's reporting is accurate, validated, or even yours. Scammers do sometimes impersonate well-known collectors like Goldman, Evans & Trammell, so always demand written validation before paying anything.
Why is Goldman, Evans & Trammell LLC on my credit report?
Goldman, Evans & Trammell LLC is a Tampa, Florida firm that recovers accounts receivable for other businesses and describes its work as business-to-business. Where a commercial collector reports against an individual, it is reasonable to ask in writing how the account was classified and on what authority. It most commonly collects commercial accounts, business-to-business receivables. It likely appeared after an original account went unpaid and was placed with them for collection. Unlike most registrants in this data set, Goldman, Evans & Trammell LLC holds a COM licence rather than a CCA one — COM9900600, approved by Florida's Office of Financial Regulation on 23 January 2024 — the commercial collection class. The firm says it focuses exclusively on business-to-business debt recovery from an office on Cross Creek Blvd in Tampa, Hillsborough County, and that it was founded in 2006 by Douglas Fuchs, previously a managing director at a much larger collection agency. That commercial focus matters for consumers: business debts generally fall outside the Fair Debt Collection Practices Act, which governs personal, family and household debts, so if this name surfaces on a personal credit report the classification itself is the first thing to question.
Can Goldman, Evans & Trammell LLC be removed from my credit report?
Yes — inaccurate, unverifiable, or improperly reported Goldman, Evans & Trammell collection accounts can be removed. Under the FCRA, the credit bureaus must investigate your dispute, and if Goldman, Evans & Trammell LLC cannot verify the debt, it must come off your report. Crowned Credit reviews the account for errors, demands debt validation, and disputes it with all three bureaus.
Should I pay Goldman, Evans & Trammell LLC or dispute it first?
Do not pay before you validate. Once you confirm a collection is yours, accurate, and within the statute of limitations, you may consider a pay-for-delete agreement in writing. But paying an unverified or time-barred debt can restart the clock and lock in a negative entry. Get a free assessment before you send any money to Goldman, Evans & Trammell.
How long can Goldman, Evans & Trammell LLC report this debt?
Most negative collection accounts can remain on your credit report for up to seven years from the original delinquency date — not from when Goldman, Evans & Trammell LLC acquired or began collecting it. If the account is being "re-aged" to look newer, that is a reporting violation you can dispute.
Will Goldman, Evans & Trammell LLC sue me?
Some collectors and debt buyers do file lawsuits, especially before the statute of limitations expires. If you are served, do not ignore it. Validate the debt, check whether it is time-barred in your state, and get help. Most third-party agencies focus on collection rather than litigation, but you should still respond to any legal notice.
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