Is Infinity Group Receivables LLC on Your Credit Report?
Short answer: Infinity Group Receivables LLC (Infinity Group Receivables) is a real, legitimate third-party collection agency based in Duluth, GA. It is not a scam — but a legitimate collector can still report a debt that is inaccurate, unverified, past the statute of limitations, or not even yours. You have the right to demand proof before you pay a cent.
Who Is Infinity Group Receivables LLC?
A letter or call from Infinity Group Receivables LLC means an account tied to your name has been routed to a collector. Infinity Group Receivables LLC is a third-party collection agency: it collects accounts owned by other companies, usually for a fee or a percentage of what it recovers. It did not lend you the money, which shapes what it can prove. Under the FDCPA you can demand written validation of the debt, and under the FCRA you can dispute how it is reported.
You may also see this company on your report or in letters as: Infinity Group Receivables.
What most people don't know about Infinity Group Receivables:
Infinity Group Receivables LLC appears on the West Virginia State Tax Department's Collection Agency Master List, a public registry of entities authorized to collect debts owed by West Virginia consumers, which lists its address of record as 3175 Satellite Blvd, Duluth, Georgia 30096-9018.
Why Is Infinity Group Receivables on My Credit Report?
Infinity Group Receivables LLC typically collects retail accounts, utility balances, charged-off consumer debt. A collection like this usually lands on your report because:
- ✅ An original account (a retail accounts, for example) went unpaid and was charged off.
- ✅ The account was placed with Infinity Group Receivables LLC to collect on behalf of the original creditor.
- ✅ Infinity Group Receivables LLC furnished the account to one or more of the three credit bureaus (Equifax, Experian, TransUnion).
Important: a collection account on its own does not prove you owe the debt or that the amount is correct. That's where your rights come in.
Your Rights When Infinity Group Receivables Contacts You
Federal law — the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) — gives you powerful tools. Here is the playbook we use at Crowned Credit.
1. Debt Validation (FDCPA §809)
Within 30 days of first contact, send Infinity Group Receivables a written debt-validation letter. They must prove the debt is yours, the amount is correct, and they have the legal right to collect. If they can't, they must stop collecting and it should come off your report.
2. Dispute With the Bureaus (FCRA §611)
You can dispute the Infinity Group Receivables tradeline directly with Equifax, Experian, and TransUnion. The bureaus have 30 days to investigate. If the account can't be verified, the law requires it be deleted or corrected.
3. Cease-and-Desist
You can demand in writing that Infinity Group Receivables stop contacting you. They can still report and sue, but they must stop calls and letters — useful for stopping harassment while you build your case.
4. Pay-for-Delete (in writing only)
If the debt is valid and yours, you may negotiate to pay in exchange for deletion of the tradeline. Never pay on a verbal promise — get the pay-for-delete agreement in writing first.
5. Statute of Limitations
Every state has a time limit on how long a collector can sue you for a debt. If the debt is "time-barred," Infinity Group Receivables can still ask for payment but generally cannot win a lawsuit — and making a payment can dangerously restart the clock.
6. Protection From Harassment
The FDCPA bars Infinity Group Receivables from calling at unreasonable hours, threatening you, or lying. Every violation is potential leverage — and may entitle you to damages.
How Crowned Credit Helps With Infinity Group Receivables
We don't send cookie-cutter form letters. We investigate the specific account, assert every applicable right, and work it with all three bureaus and the collector directly.
Review & Validate
We pull all three bureau reports, find every error on the Infinity Group Receivables entry, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and the collector. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor deletions in real time and coach you on rebuilding once inaccurate items are addressed.
See our transparent pricing — no long-term contracts.
Infinity Group Receivables LLC — Frequently Asked Questions
Is Infinity Group Receivables LLC a scam or a legitimate company?
Infinity Group Receivables LLC is a real, registered third-party collection agency headquartered in Duluth, GA. It is a legitimate business — but "legitimate company" does not mean the specific debt it's reporting is accurate, validated, or even yours. Scammers do sometimes impersonate well-known collectors like Infinity Group Receivables, so always demand written validation before paying anything.
Why is Infinity Group Receivables LLC on my credit report?
A letter or call from Infinity Group Receivables LLC means an account tied to your name has been routed to a collector. Infinity Group Receivables LLC is a third-party collection agency: it collects accounts owned by other companies, usually for a fee or a percentage of what it recovers. It did not lend you the money, which shapes what it can prove. Under the FDCPA you can demand written validation of the debt, and under the FCRA you can dispute how it is reported. It most commonly collects retail accounts, utility balances, charged-off consumer debt. It likely appeared after an original account went unpaid and was placed with them for collection. Infinity Group Receivables LLC appears on the West Virginia State Tax Department's Collection Agency Master List, a public registry of entities authorized to collect debts owed by West Virginia consumers, which lists its address of record as 3175 Satellite Blvd, Duluth, Georgia 30096-9018.
Can Infinity Group Receivables LLC be removed from my credit report?
Yes — inaccurate, unverifiable, or improperly reported Infinity Group Receivables collection accounts can be removed. Under the FCRA, the credit bureaus must investigate your dispute, and if Infinity Group Receivables LLC cannot verify the debt, it must come off your report. Crowned Credit reviews the account for errors, demands debt validation, and disputes it with all three bureaus.
Should I pay Infinity Group Receivables LLC or dispute it first?
Do not pay before you validate. Once you confirm a collection is yours, accurate, and within the statute of limitations, you may consider a pay-for-delete agreement in writing. But paying an unverified or time-barred debt can restart the clock and lock in a negative entry. Get a free assessment before you send any money to Infinity Group Receivables.
How long can Infinity Group Receivables LLC report this debt?
Most negative collection accounts can remain on your credit report for up to seven years from the original delinquency date — not from when Infinity Group Receivables LLC acquired or began collecting it. If the account is being "re-aged" to look newer, that is a reporting violation you can dispute.
Will Infinity Group Receivables LLC sue me?
Some collectors and debt buyers do file lawsuits, especially before the statute of limitations expires. If you are served, do not ignore it. Validate the debt, check whether it is time-barred in your state, and get help. Most third-party agencies focus on collection rather than litigation, but you should still respond to any legal notice.
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