Is Solidus Group LLC. on Your Credit Report?
Short answer: Solidus Group LLC. (SOLIDUS GROUP, LLC) is a real, legitimate third-party collection agency based in Buffalo, NY. It is not a scam — but a legitimate collector can still report a debt that is inaccurate, unverified, past the statute of limitations, or not even yours. You have the right to demand proof before you pay a cent.
Who Is Solidus Group LLC.?
Solidus Group LLC. is a third-party collection agency: it collects accounts that belong to other companies, typically on a commission basis. Because it is working someone else's file, it must be able to document what it is claiming. Under the FDCPA you can require written validation before paying, and the FCRA lets you dispute the tradeline itself.
You may also see this company on your report or in letters as: SOLIDUS GROUP, LLC.
What most people don't know about SOLIDUS GROUP, LLC:
The Florida Office of Financial Regulation lists Solidus Group LLC. under consumer collection agency (CCA) registration CCA9903138 with an address of record at 370 Huntington Ave., Buffalo, NY 14214, first approved June 21, 2013 (registration status: expired). The CFPB's public Consumer Complaint Database records 210 debt-collection complaints filed against "Solidus Group LLC." — a public, searchable figure you can verify yourself at consumerfinance.gov, and a useful signal that this is an entity consumers encounter directly rather than a back-office vendor.
Why Is SOLIDUS GROUP, LLC on My Credit Report?
Solidus Group LLC. typically collects credit card debt, utility and telecom bills, retail and consumer accounts. A collection like this usually lands on your report because:
- ✅ An original account (a credit card debt, for example) went unpaid and was charged off.
- ✅ The account was placed with Solidus Group LLC. to collect on behalf of the original creditor.
- ✅ Solidus Group LLC. furnished the account to one or more of the three credit bureaus (Equifax, Experian, TransUnion).
Important: a collection account on its own does not prove you owe the debt or that the amount is correct. That's where your rights come in.
Your Rights When SOLIDUS GROUP, LLC Contacts You
Federal law — the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) — gives you powerful tools. Here is the playbook we use at Crowned Credit.
1. Debt Validation (FDCPA §809)
Within 30 days of first contact, send SOLIDUS GROUP, LLC a written debt-validation letter. They must prove the debt is yours, the amount is correct, and they have the legal right to collect. If they can't, they must stop collecting and it should come off your report.
2. Dispute With the Bureaus (FCRA §611)
You can dispute the SOLIDUS GROUP, LLC tradeline directly with Equifax, Experian, and TransUnion. The bureaus have 30 days to investigate. If the account can't be verified, the law requires it be deleted or corrected.
3. Cease-and-Desist
You can demand in writing that SOLIDUS GROUP, LLC stop contacting you. They can still report and sue, but they must stop calls and letters — useful for stopping harassment while you build your case.
4. Pay-for-Delete (in writing only)
If the debt is valid and yours, you may negotiate to pay in exchange for deletion of the tradeline. Never pay on a verbal promise — get the pay-for-delete agreement in writing first.
5. Statute of Limitations
Every state has a time limit on how long a collector can sue you for a debt. If the debt is "time-barred," SOLIDUS GROUP, LLC can still ask for payment but generally cannot win a lawsuit — and making a payment can dangerously restart the clock.
6. Protection From Harassment
The FDCPA bars SOLIDUS GROUP, LLC from calling at unreasonable hours, threatening you, or lying. Every violation is potential leverage — and may entitle you to damages.
How Crowned Credit Helps With SOLIDUS GROUP, LLC
We don't send cookie-cutter form letters. We investigate the specific account, assert every applicable right, and work it with all three bureaus and the collector directly.
Review & Validate
We pull all three bureau reports, find every error on the SOLIDUS GROUP, LLC entry, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and the collector. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor deletions in real time and coach you on rebuilding once inaccurate items are addressed.
See our transparent pricing — no long-term contracts.
Solidus Group LLC. — Frequently Asked Questions
Is Solidus Group LLC. a scam or a legitimate company?
Solidus Group LLC. is a real, registered third-party collection agency headquartered in Buffalo, NY. It is a legitimate business — but "legitimate company" does not mean the specific debt it's reporting is accurate, validated, or even yours. Scammers do sometimes impersonate well-known collectors like SOLIDUS GROUP, LLC, so always demand written validation before paying anything.
Why is Solidus Group LLC. on my credit report?
Solidus Group LLC. is a third-party collection agency: it collects accounts that belong to other companies, typically on a commission basis. Because it is working someone else's file, it must be able to document what it is claiming. Under the FDCPA you can require written validation before paying, and the FCRA lets you dispute the tradeline itself. It most commonly collects credit card debt, utility and telecom bills, retail and consumer accounts. It likely appeared after an original account went unpaid and was placed with them for collection. The Florida Office of Financial Regulation lists Solidus Group LLC. under consumer collection agency (CCA) registration CCA9903138 with an address of record at 370 Huntington Ave., Buffalo, NY 14214, first approved June 21, 2013 (registration status: expired). The CFPB's public Consumer Complaint Database records 210 debt-collection complaints filed against "Solidus Group LLC." — a public, searchable figure you can verify yourself at consumerfinance.gov, and a useful signal that this is an entity consumers encounter directly rather than a back-office vendor.
Can Solidus Group LLC. be removed from my credit report?
Yes — inaccurate, unverifiable, or improperly reported SOLIDUS GROUP, LLC collection accounts can be removed. Under the FCRA, the credit bureaus must investigate your dispute, and if Solidus Group LLC. cannot verify the debt, it must come off your report. Crowned Credit reviews the account for errors, demands debt validation, and disputes it with all three bureaus.
Should I pay Solidus Group LLC. or dispute it first?
Do not pay before you validate. Once you confirm a collection is yours, accurate, and within the statute of limitations, you may consider a pay-for-delete agreement in writing. But paying an unverified or time-barred debt can restart the clock and lock in a negative entry. Get a free assessment before you send any money to SOLIDUS GROUP, LLC.
How long can Solidus Group LLC. report this debt?
Most negative collection accounts can remain on your credit report for up to seven years from the original delinquency date — not from when Solidus Group LLC. acquired or began collecting it. If the account is being "re-aged" to look newer, that is a reporting violation you can dispute.
Will Solidus Group LLC. sue me?
Some collectors and debt buyers do file lawsuits, especially before the statute of limitations expires. If you are served, do not ignore it. Validate the debt, check whether it is time-barred in your state, and get help. Most third-party agencies focus on collection rather than litigation, but you should still respond to any legal notice.
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